16110 Chester Mill Ter, Silver Spring, MD 20906 Property Records

Montgomery County property record for 16110 Chester Mill Ter, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,548 sqft · built 1972
Lot Size	0.345 acres (15,019 sqft)
Owner	2 Individual Names on File
Last Sale	$539,900 (Apr 2006)
Tax Bill	$6,320 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01464680`

Property Details

APN / Parcel Number

Primary APN	`13-01464680`
Alternative APN	`01464680`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,548 sqft Living Area
Gross Area	2,834 sqft
1st Floor Area	1,048 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Bi-Level
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,019 sqft (0.345 acres)
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Deck Area	240 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01464680
Street Address	16110 CHESTER MILL TER
City	SILVER SPRING
State	MD
Zip	20906-1126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	NORWOOD VILLAGE
Legal Subdivision	NORWOOD VILLAGE
Legal Block	6
Legal Lot Number	7
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1002
Census Tract	703221

Owner

16110 Chester Mill Ter is owned and occupied by two individuals who acquired it in February 2021.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16110 CHESTER MILL TER, SILVER SPRING, MD 20906-1126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2006 · Amount on File
Deed Sale	Apr 27, 2006 · Amount on File
Deed Document Number	200648053
Deed Book / Page	32224 / 581
Last Transfer Date	Feb 4, 2021
Transfer Doc	0621630317
Record Updated	Sep 20, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Mar 11, 2021
Property Address	16110 CHESTER MILL TER, SILVER SPRING, MD 20906-1126
Document Number	0621630312
Book / Page	62163 / 312
Map Reference	MB 90 PL 9661
Instrument Date	Feb 4, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16110 CHESTER MILL TER, SILVER SPRING, MD 20906-1126

Mortgage

Document Number	0062163317
Date	Mar 11, 2021
Instrument	62163/317

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 16110 Chester Mill Ter was $6,320, up 5.9% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$529,600 (+5.37%)	$583,600 (+16.12%) Land $171,000 Building $412,600
2025	$6,320.00 (+5.9%)	$502,600 Land $171,000 Building $331,600	$502,600 Land $171,000 Building $331,600
2024	$5,968.00
2023		$456,533	$502,600 Land $171,000 Building $331,600
2022	$4,499.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16110 Chester Mill Ter in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	11 (1978–2014)
Claims Outside the SFHA	6 of 11
Most Recent Claim	May 2014 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16110 Chester Mill Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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