Palm Beach County property record for 16122 Rosecroft Ter, Delray Beach, FL 33446
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,100 sqft · built 2006 |
| Lot Size | 0.194 acres (8,451 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $550,000 (Jul 2010) |
| Tax Bill | $9,187 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-42-46-20-18-000-1020 |
| Primary APN | 00-42-46-20-18-000-1020 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 4,100 sqft Living Area |
| Gross Area | 5,186 sqft |
| 1st Floor Area | 3,172 sqft |
| Upper Floors Area | 928 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Wood Truss |
| Roof Material | Concrete |
| Lot Area | 8,451 sqft (0.194 acres) |
| Garage Type | Attached |
| Garage Area | 692 sqft |
| Pool Area | 70 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 394 sqft |
| Patio Area | 565 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 16122 ROSECROFT TER |
|---|---|
| City | DELRAY BEACH |
| State | FL |
| Zip | 33446-9587 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | GRAND HAVEN AT LINTON BLVD LT 102 |
| Legal Range | 42E |
| Legal Township | 46S |
| Legal Section | 20 |
| Legal Subdivision | GRAND HAVEN AT LINTON |
| Legal Lot Number | 102 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | BOYNTON BEACH-DELRAY BEACH |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 5938 |
16122 Rosecroft Ter is owner-occupied and held in a trust since June 2025.
Source: Palm Beach County records, as of December 10, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 16122 ROSECROFT TER, DELRAY BEACH, FL 33446-9587 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 7, 2023 | Deed of Trust, Mortgage · SBA Mortgage UNITED COMMUNITY BANK |
| Aug 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2010 · Amount on File |
| Deed Sale | Jul 19, 2010 · Amount on File |
| Prior Sale | Dec 28, 2006 · Amount on File |
| Deed Document Number | 2010259638 |
| Deed Book / Page | 23953 / 1065 |
| Last Transfer Date | Jun 4, 2025 |
| Transfer Doc | 0358440895 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 16122 ROSECROFT TER, DELRAY BEACH, FL 33446-9587 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 16122 ROSECROFT TER, DELRAY BEACH, FL 33446-9587 |
| Document Number | 0346561101 |
|---|---|
| Date | Nov 7, 2023 |
| Book Page | 34656/1101 |
| Instrument | 20230381198 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | GREENVILLE, SC 29601 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 6, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 16122 ROSECROFT TER, DELRAY BEACH, FL 33446-9587 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2021 |
| Name | Verified Name |
|---|---|
| Address | 16122 ROSECROFT TER, DELRAY BEACH, FL 33446-9587 |
| Document Number | 0327661146 |
|---|---|
| Date | Aug 10, 2021 |
| Book Page | 32766/1146 |
| Instrument | 20210371402 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 16122 Rosecroft Ter was $9,187, up 3% from the year before.
Source: Palm Beach County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,187.00 (+3.03%) | $576,813 | $959,963 Land $337,960 Building $622,003 |
| 2024 | $8,917.00 (+2.38%) | ||
| 2023 | $8,710.00 (+0.73%) Homeowner's exemption | $544,230 (+3%) | $1,115,169 (+21.26%) Land $373,446 Building $741,723 |
| 2022 | $8,647.00 Homeowner's exemption | $528,379 | $919,623 Land $339,472 Building $580,151 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16122 Rosecroft Ter in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 94 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 94 in force |
| Nearby Flood Claims | 3 (2009–2025) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2025 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16122 Rosecroft Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Dec 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 1,200 / 35 |
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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