Palm Beach County property record for 16107 Rosecroft Ter, Delray Beach, FL 33446
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,956 sqft · built 2008 |
| Lot Size | 0.279 acres (12,171 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $153,500 (Jul 2021) |
| Tax Bill | $12,035 (2025) |
| Deeds & Mortgages | May 2026 Mortgage May 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-42-46-20-18-000-1640 |
| Primary APN | 00-42-46-20-18-000-1640 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,956 sqft Living Area |
| Gross Area | 4,267 sqft |
| 1st Floor Area | 2,226 sqft |
| Upper Floors Area | 730 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Wood Truss |
| Roof Material | Concrete |
| Lot Area | 12,171 sqft (0.279 acres) |
| Garage Type | Attached |
| Garage Area | 628 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 226 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 16107 ROSECROFT TER |
|---|---|
| City | DELRAY BEACH |
| State | FL |
| Zip | 33446-9588 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | GRAND HAVEN AT LINTON BLVD LT 164 |
| Legal Range | 42E |
| Legal Township | 46S |
| Legal Section | 20 |
| Legal Subdivision | GRAND HAVEN AT LINTON |
| Legal Lot Number | 164 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | BOYNTON BEACH-DELRAY BEACH |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 5938 |
Source: Palm Beach County records, as of June 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16107 ROSECROFT TER, DELRAY BEACH, FL 33446-9588 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOMETAP EQUITY PARTNERS LLC |
| May 10, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jul 22, 2021 | Quit Claim Deed, Transfer · Conventional Mortgage RP FUNDING INC |
| Sep 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2021 · Amount on Record |
| Deed Sale | Jul 22, 2021 · Amount on Record |
| Prior Sale | Dec 5, 2008 · Amount on Record |
| Deed Document Number | 2021342318 |
| Deed Book / Page | 32712 / 921 |
| Prior Transfer Date | Jul 13, 2021 |
| Prior Transfer Doc | 0327120921 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | May 20, 2026 |
| Property Address | 16107 ROSECROFT TER, DELRAY BEACH, FL 33446-9588 |
| Document Number | 0000182832 |
| Book / Page | 36532 / 110 |
| Instrument Date | May 13, 2026 |
| Instrument | 2026182832 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 16107 ROSECROFT TER, DELRAY BEACH, FL 33446-9588 |
| Document Number | 0365320110, |
|---|---|
| Date | May 20, 2026 |
| Book Page | 36532/110 |
| Instrument | 2026182832 |
| Name | HOMETAP EQUITY PARTNERS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 16107 ROSECROFT TER, DELRAY BEACH, FL 33446-9588 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 16107 ROSECROFT TER, WEST DELRAY BEACH, FL 33446-9588 |
| Document Number | 0335451926 |
|---|---|
| Date | May 10, 2022 |
| Book Page | 33545/1926 |
| Instrument | 20220203237 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 27, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Jul 22, 2021 |
| Property Address | 16107 ROSECROFT TER, DELRAY BEACH, FL 33446-9588 |
| Document Number | 0327120921 |
| Book / Page | 32712 / 921 |
| Map Reference | MB 104 PG 141 |
| Instrument Date | Jul 13, 2021 |
| Instrument | 20210342318 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,074.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16107 ROSECROFT TER, DELRAY BEACH, FL 33446-9588 |
| Document Number | 0032712923 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | 32712/923 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 16107 ROSECROFT TER, DELRAY BEACH, FL 33446-9588 |
| Document Number | 0293490748 |
| Instrument Date | Sep 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Name | Verified Name |
|---|---|
| Address | 4 POST CT NEW CITY NY 109566616, NEW CITY, NY 10956-6616 |
| Document Number | 0293490748 |
|---|---|
| Date | Sep 19, 2017 |
| Book Page | 029349/000748 |
| Instrument | 329920 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 18, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
Source: Palm Beach County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,035.00 (+2.95%) Homeowner's exemption | $752,113 (+5.99%) | $786,668 (-9.08%) Land $322,810 Building $463,858 |
| 2024 | $11,690.00 (+2.31%) | ||
| 2023 | $11,426.00 (+0.66%) Homeowner's exemption | $709,627 (+3%) | $865,245 (+25.59%) Land $309,889 Building $555,356 |
| 2022 | $11,351.00 Homeowner's exemption | $688,958 Land $281,733 Building $407,225 | $688,958 Land $281,733 Building $407,225 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 94 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 94 in force |
| Nearby Flood Claims | 3 (2009–2025) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2025 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Dec 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 1,200 / 35 |
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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