16122 Ladera Piedra Way, Poway, CA 92064 Property Records

San Diego County property record for 16122 Ladera Piedra Way, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,983 sqft · built 1980
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$1,030,000 (May 2017)
Tax Bill	$13,588 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Nov 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`275-750-03-00`

Property Details

APN / Parcel Number

Primary APN	`275-750-03-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,983 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	21,780 sqft (0.5 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	16122 LADERA PIEDRA WAY
City	POWAY
State	CA
Zip	92064-1834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	LOT 3 TR 008628
Legal Subdivision	LADERA PIEDRA
Legal Tract	008628
Legal Block	3
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3005
Census Tract	17006

Owner

16122 Ladera Piedra Way is owned and occupied by two individuals who bought it in May 2017.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16122 LADERA PIEDRA WAY, POWAY, CA 92064-1834
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 15, 2018	Deed of Trust, Mortgage · Line of Credit COMPASS BANK
May 15, 2017	Grant Deed, Transfer · ARM SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2017 · Amount on File
Deed Sale	May 15, 2017 · Amount on File
Prior Sale	Sep 23, 2005 · Amount on File
Deed Document Number	2017217399
Prior Transfer Date	Oct 27, 2012
Prior Transfer Doc	0000687547
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16122 LADERA PIEDRA WAY, POWAY, CA 92064-1834
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16122 LADERA PIEDRA WAY, POWAY, CA 92064-1834

Mortgage

Document Number	0000359979
Date	Sep 12, 2022
Instrument	2022-0359979

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Sep 10, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16122 LADERA PIEDRA WAY, POWAY, CA 92064-1834
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16122 LADERA PIEDRA WAY, POWAY, CA 92064-1834

Mortgage

Document Number	0000476434
Date	Nov 15, 2018
Instrument	2018-0476434

Lender

Name	COMPASS BANK
Type	Bank
Address	CORONA, CA 92882

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	296 Months
Due	Jul 30, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 15, 2017
Property Address	16122 LADERA PIEDRA WAY, POWAY, CA 92064-1834
Document Number	0000217399
Map Reference	MAP8628
Instrument Date	May 3, 2017
Instrument	2017-0217399
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATL TITLE CO SD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16122 LADERA PIEDRA WAY, POWAY, CA 92064-1834

Mortgage

Document Number	0000217400
Date	May 15, 2017
Instrument	2017-0217400

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2022
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	5.12%
Index	5-Year CMT
Max Rate	8.12%

Tax Assessment & Valuation

The 2025 property tax bill for 16122 Ladera Piedra Way was $13,588.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,219,303 (+2%) Land $846,411 Building $372,892
2025	$13,588.00	$1,195,396 Land $829,815 Building $365,581
2023	$12,954.00 (+1.69%)	$1,148,980 Land $797,594 Building $351,386
2022	$12,739.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16122 Ladera Piedra Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 16122 Ladera Piedra Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cox Communications, GeoLinks, San Diego Broadband, Verizon.

16122 Ladera Piedra Way, Poway, CA 92064 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Ladera Piedra Way

Nearby Streets

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