San Diego County property record for 16004 Vesper Rd, Valley Center, CA 92082
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 3,616 sqft · built 1987 |
| Lot Size | 2.78 acres (121,532 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $7,593 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jan 2021 Transfer + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 188-332-09-00 |
| Primary APN | 188-332-09-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Building Area | 3,616 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 121,532 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 1880816700 |
|---|---|
| Street Address | 16004 VESPER RD |
| City | VALLEY CENTER |
| State | CA |
| Zip | 92082-6257 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | PAR 2 (EX ST) TR PM05019 |
| Legal Subdivision | PARCEL MAP NO 5019 |
| Legal Tract | 5019 |
| Legal Block | 3 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | VALLEY CENTER |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 19111 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 16004 VESPER RD, VALLEY CENTER, CA 92082-6257 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Oct 22, 2025 | Intrafamily Transfer, Transfer · Line of Credit ALLIANT CU |
| Jan 14, 2021 | Quit Claim Deed, Transfer WESTERN RESOURCES TITLE |
| Jan 13, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage ANCHOR FUNDING INC |
| Nov 26, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Nov 25, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage ANCHOR FUNDING INC |
| Jun 13, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Jun 12, 2017 | Intrafamily Transfer, Transfer · FHA Mortgage ANCHOR FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2017 |
| Deed Sale | Jun 12, 2017 |
| Prior Sale | Jun 3, 2002 · Amount on Record |
| Deed Document Number | 2017261986 |
| Prior Transfer Date | Apr 5, 2017 |
| Prior Transfer Doc | 0000261986 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 22, 2025 |
| Property Address | 16004 VESPER RD, VALLEY CENTER, CA 92082-6257 |
| Document Number | 0000296106 |
| Instrument Date | Oct 17, 2025 |
| Instrument | 2025-0296106 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Title Company | WFG NATIONAL TITLE COMPANY/CA, WFG NATL TITLE COMPANY OF CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 16004 VESPER RD, VALLEY CENTER, CA 92082-6257 |
| Document Number | 0000296107 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 2025-0296107 |
| Name | ALLIANT CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 16, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 14, 2021 |
| Property Address | 16004 VESPER RD, VALLEY CENTER, CA 92082-6257 |
| Document Number | 0000028684 |
| Instrument Date | Dec 15, 2020 |
| Instrument | 28684 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2021 |
| Title Company | WESTERN RESOURCES TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 16004 VESPER RD VALLEY CENTER CA 920826257, VALLEY CENTER, CA 92082-6257 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 13, 2021 |
| Property Address | 16004 VESPER RD, VALLEY CENTER, CA 92082-6257 |
| Document Number | 0000027614 |
| Instrument Date | Dec 15, 2020 |
| Instrument | 2021-0027614 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | WESTERN RESOURCES TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 16004 VESPER RD, VALLEY CENTER, CA 92082-6257 |
| Document Number | 0000027615 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 2021-0027615 |
| Name | ANCHOR FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 26, 2019 |
| Property Address | 16004 VESPER RD, VALLEY CENTER, CA 92082-6257 |
| Document Number | 0000551043 |
| Instrument Date | Nov 15, 2019 |
| Instrument | 551043 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 16004 VESPER RD VALLEY CENTER CA 920826257, VALLEY CENTER, CA 92082-6257 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 25, 2019 |
| Property Address | 16004 VESPER RD, VALLEY CENTER, CA 92082-6257 |
| Document Number | 0000549186 |
| Instrument Date | Nov 15, 2019 |
| Instrument | 2019-0549186 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | WESTERN RESOURCES TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 16004 VESPER RD, VALLEY CENTER, CA 92082-6257 |
| Document Number | 0000549187 |
|---|---|
| Date | Nov 25, 2019 |
| Instrument | 2019-0549187 |
| Name | ANCHOR FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 13, 2017 |
| Property Address | 16004 VESPER RD, VALLEY CENTER, CA 92082-6257 |
| Document Number | 0000262950 |
| Instrument Date | Apr 5, 2017 |
| Instrument | 262950 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2017 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 16004 VESPER RD VALLEY CENTER CA 920826257, VALLEY CENTER, CA 92082-6257 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 12, 2017 |
| Property Address | 16004 VESPER RD, VALLEY CENTER, CA 92082-6257 |
| Document Number | 0000261986 |
| Map Reference | PM5019 |
| Instrument Date | Apr 5, 2017 |
| Instrument | 2017-0261986 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | WESTERN RESOURCES TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 16004 VESPER RD, VALLEY CENTER, CA 92082-6257 |
| Document Number | 0000261988 |
|---|---|
| Date | Jun 12, 2017 |
| Instrument | 2017-0261988 |
| Name | ANCHOR FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Valley Center-Pauma Unified School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $667,632 (+2%) Land $263,122 Building $404,510 | |
| 2025 | $7,593.00 (+4.77%) Homeowner's exemption | $654,542 (+4.04%) Land $257,963 Building $396,579 |
| 2023 | $7,247.00 (+1.91%) Homeowner's exemption | $629,127 Land $247,947 Building $381,180 |
| 2022 | $7,111.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 89% of the US · above 71% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026 |
|---|---|
| Water Source | Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY |
| Last State Inspection | Apr 2021 |
| Lead | 4 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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