16121 N River Rd, Alva, FL 33920 Property Records

Lee County property record for 16121 N River Rd, Alva, FL 33920

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 6,219 sqft · built 2002
Lot Size	17.2 acres (749,232 sqft)
Owner	2 Individual Names on File
Last Sale	$1,349,000 (Apr 2015)
Tax Bill	$18,996 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`14-43-26-00-00010.0000`

Property Details

APN / Parcel Number

Primary APN	`14-43-26-00-00010.0000`
Alternative APNs	`26144300000100000` `10297236`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,219 sqft Living Area
Gross Area	7,413 sqft
1st Floor Area	3,199 sqft
Upper Floors Area	2,580 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Victorian
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	749,232 sqft
View / Lot	Creek
Garage Area	720 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	803 sqft
Shed	1 Shed
Shed Area	160 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10297236
Street Address	16121 N RIVER RD
City	ALVA
State	FL
Zip	33920-3130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-2
Legal Description	E 447.85 FT OF W1324.57 FT OF W1/2 LYG S OF TELE GRAPH CK + N OF N RIVER RD LES OR 3270/4091-4095
Legal Range	26E
Legal Township	43S
Legal Section	14
Legal Subdivision	TELEGRAPH CREEK
Legal Tract	00
Legal Block	3
Jurisdiction	LEE FL
Township / Civil Division	FORT MYERS SHORES
Census Block Group	3
Census Block	3026
Census Tract	30300

Owner

16121 N River Rd is owned and occupied by two individuals who bought it in April 2015.

Source: Lee County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16121 N RIVER RD, ALVA, FL 33920-3130
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2015 · Amount on File
Deed Sale	Apr 17, 2015 · Amount on File
Deed Document Number	201581695
Prior Transfer Date	Jul 24, 2006
Prior Transfer Doc	0000302532
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	16121 N RIVER RD, ALVA, FL 33920-3130
Document Number	0000282278
Instrument Date	Nov 13, 2018
Transaction Type	Mortgage
Record Updated	Jan 25, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16121 N RIVER RD ALVA FL 339203130, ALVA, FL 33920-3130

Mortgage

Document Number	0000282278
Date	Dec 3, 2018
Instrument	282278

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 16121 N River Rd was $18,996 with a homeowner's exemption.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,347,435 (+2.7%)	$2,147,473 (+2.74%) Land $745,780 Building $1,401,693
2025	$18,996.00 Homeowner's exemption	$1,312,011	$2,090,116 Land $745,780 Building $1,344,336
2023	$18,077.00 (+1.08%) Homeowner's exemption	$1,237,898 (+3%)	$2,042,832 (+14.94%) Land $436,876 Building $1,605,956
2022	$17,883.00 Homeowner's exemption	$1,201,843	$1,777,272 Land $250,776 Building $1,526,496

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16121 N River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 99 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	26 (2001–2025)
Claims Outside the SFHA	2 of 26
Most Recent Claim	Jul 2025
Claims by Event	Hurricane Ian, Sep 2022 · 13 claims Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16121 N River Rd is high, ranking above 80% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 70% of Florida
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
CenturyLink DSL · Fiber in parts of the area	80 / 10
AT&T Fixed Wireless	25 / 3