Effingham County property record for 16121 E 700th Ave, Watson, IL 62473
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1,876 sqft · built 2014 |
| Lot Size | 1.95 acres (84,942 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,165 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-10-035-021 |
| Primary APN | 14-10-035-021 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 1 Story |
| Building Area | 1,876 sqft Base Area |
| 1st Floor Area | 1,876 sqft |
| Basement Area | 1,876 sqft |
| Unfinished Basement | 1,876 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Construction Type | Frame |
| Lot Area | 84,942 sqft (1.95 acres) |
| Garage Area | 860 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 16121 E 700TH AVE |
|---|---|
| City | WATSON |
| State | IL |
| Zip | 62473-2318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 278.22FT OF W 912.31FT OF N 304.56FT NW NW 2956/295 2346/175 2107/61 241/134 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | WATSON |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 950500 |
16121 E 700th Ave is owned and occupied by two individuals who acquired it in June 2013.
Source: Effingham County records, as of October 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16121 E 700TH AVE, WATSON, IL 62473-2318 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 6, 2013 |
| Transfer Doc | 2956/295 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 16121 E 700TH AVE, WATSON, IL 62473-2318 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2021 |
| Title Company | PRAIRIE LAND TITLE COMPANY, PRAIRIE LAND TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 3623/135 |
|---|---|
| Date | Oct 22, 2020 |
| Book Page | 3623/135 |
| Instrument | 202020005868 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | CHATHAM, IL 62629 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.52% |
The 2025 property tax bill for 16121 E 700th Ave was $4,165 with a homeowner's exemption, up 8.5% from the year before.
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Watson Township |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,165.00 (+8.46%) Homeowner's exemption | $84,570 (+1%) Land $4,530 Building $80,040 | $253,710 (+1%) Land $13,590 Building $240,120 |
| 2024 | $3,840.00 | $76,880 Land $4,120 Building $72,760 | $230,640 Land $12,360 Building $218,280 |
| 2022 | $2,972.00 Homeowner's exemption | $63,250 Land $3,390 Building $59,860 | $189,750 Land $10,170 Building $179,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16121 E 700th Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 16121 E 700th Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 115 / 7 |
| KNR Wireless Fixed Wireless | 100 / 10 |
May also be available: GigFire.
4G LTE (outdoors only), no 5G reported
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