15392 E 700th Ave, Watson, IL 62473 Property Records

Effingham County property record for 15392 E 700th Ave, Watson, IL 62473

Property Summary

Property Type	Single Family Home
Details	1 bd · 2,159 sqft · built 2012
Lot Size	2.01 acres (87,556 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,360 (2024)
Deeds & Mortgages	Mar 2017 Second Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-10-027-031`

Property Details

APN / Parcel Number

Primary APN	`14-10-027-031`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	2,159 sqft Base Area
1st Floor Area	2,159 sqft
Basement Area	2,159 sqft
Unfinished Basement	2,159 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Construction Type	Frame
Lot Area	87,556 sqft (2.01 acres)
Garage Area	1,040 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	15392 E 700TH AVE
City	WATSON
State	IL
Zip	62473-2314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 350FT OF W 250FT OF E 700FT SE SW 2825/218 877/274
Jurisdiction	EFFINGHAM IL
Township / Civil Division	WATSON
Census Block Group	2
Census Block	2041
Census Tract	950500

Owner

Source: Effingham County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15392 E 700TH AVE, WATSON, IL 62473-2314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DIETERICH BANK NA
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 20, 2012
Transfer Doc	2825/218
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	15392 E 700TH AVE, WATSON, IL 62473-2314
Transaction Type	Mortgage
Record Updated	Aug 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3287/123
Date	Mar 22, 2017
Book Page	3287/123
Instrument	201701701278

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Apr 13, 2022

Interest

Rate Type	Fixed Rate
Rate	4.56%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	15392 E 700TH AVE, WATSON, IL 62473-2314
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3645/78
Date	Dec 30, 2020
Book Page	3645/78
Instrument	202020007213

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.5%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,360.00 (+28.84%)	$86,460 (+21.57%) Land $4,200 Building $82,260	$259,380 (+21.57%) Land $12,600 Building $246,780
2022	$3,384.00 Homeowner's exemption	$71,120 Land $3,450 Building $67,670	$213,360 Land $10,350 Building $203,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
KNR Wireless Fixed Wireless	100 / 10
Frontier DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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