16121 Cardinal Ct, Wagram, NC 28396 Property Records

Scotland County property record for 16121 Cardinal Ct, Wagram, NC 28396

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,226 sqft · built 2024
Lot Size	0.498 acres (21,731 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Nov 2024)
Tax Bill	$3,173 (2026)
Deeds & Mortgages	Feb 2024 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`030433B13016`

Property Details

APN / Parcel Number

Primary APN	`030433B13016`
Alternative APNs	`8094372` `911061`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,226 sqft Living Area
Gross Area	3,004 sqft
1st Floor Area	1,924 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,731 sqft (0.498 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	911061
Street Address	16121 CARDINAL CT
City	WAGRAM
State	NC
Zip	28396-9585
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	#16 BL13 SEC11 DEERCROFT
Legal Subdivision	SECTION ELEVEN DEERCROFT SUBDIVISION
Jurisdiction	SCOTLAND NC
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2035
Census Tract	10602

Owner

16121 Cardinal Ct is owned and occupied by an individual who acquired it in January 2025.

Source: Scotland County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	16121 CARDINAL CT, WAGRAM, NC 28396-9585
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2024 · Amount on File
Deed Sale	Nov 8, 2024 · Amount on File
Prior Sale	Feb 29, 2024 · Amount on File
Deed Document Number	20242650
Last Transfer Date	Jan 31, 2025
Transfer Doc	001799/866
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SCOTLAND NC
Recording Date	Feb 29, 2024
Property Address	16121 CARDINAL CT, WAGRAM, NC 28396-9585
Document Number	001785/747
Book / Page	1785 / 747
Map Reference	MB 8 PG 484
Instrument Date	Feb 29, 2024
Instrument	2024-00000501
Transaction Type	Construction Loan
Record Updated	Mar 11, 2024

Transaction

Amount	Amount on Record
Tax	$30.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 SHORELINE DR, RAEFORD, NC 28376-9194

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 SHORELINE DR, RAEFORD, NC 28376-9194
Investor	Possibly a Property Investor

Mortgage

Document Number	202400000502
Date	Feb 29, 2024
Instrument	2024-00000502

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 16121 Cardinal Ct was $3,173, up 13.6% from the year before.

Source: Scotland County assessment roll, as of September 16, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Scotland County
Unified School District	Scotland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,173.00 (+13.56%)	$416,390 (+59.84%) Land $25,000 Building $391,390	$416,390 (+59.84%) Land $25,000 Building $391,390
2025	$2,794.00	$260,500 Land $10,000 Building $250,500	$260,500
2023		$10,000 (-) Land $10,000	$10,000 (-) Land $10,000
2022	$104.00	$10,000 Land $10,000	$10,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 16121 Cardinal Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 12, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16121 Cardinal Ct is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 91% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTLAND CO WATER-SOUTH serves 1,905 people · EPA ID NC0383035
Water Source	Purchased groundwater from CITY OF LAURINBURG
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
Windstream DSL	200 / 20