Scotland County property record for 16101 Cardinal Ct, Wagram, NC 28396
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,307 sqft · built 2021 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Mar 2022) |
| Tax Bill | $2,613 (2026) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 030433B13017 |
| Primary APN | 030433B13017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,307 sqft Heated Area |
| Gross Area | 2,932 sqft |
| 1st Floor Area | 1,091 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 26,136 sqft (0.6 acres) |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 908645 |
|---|---|
| Street Address | 16101 CARDINAL CT |
| City | WAGRAM |
| State | NC |
| Zip | 28396-9585 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | #17 BL 13 SEC 11 DEERCROF |
| Legal Subdivision | SECTION OF DEERCROFT SUBDIVISION |
| Jurisdiction | SCOTLAND NC |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 10602 |
16101 Cardinal Ct is owned and occupied by two individuals who bought it in March 2022.
Source: Scotland County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16101 CARDINAL CT, WAGRAM, NC 28396-9585 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 11, 2022 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage ALPHA MORTGAGE CORP |
| Aug 27, 2021 | Warranty Deed, Transfer · Commercial Mortgage SELECT BANK & TRUST CO |
| Feb 3, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2022 · Amount on File |
| Deed Sale | Mar 11, 2022 · Amount on File |
| Prior Sale | Aug 27, 2021 · Amount on File |
| Deed Document Number | 2022725 |
| Deed Book / Page | 1754 / 62 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTLAND NC |
| Recording Date | Mar 11, 2022 |
| Property Address | 16101 CARDINAL CT, WAGRAM, NC 28396-9585 |
| Document Number | 0001754/62 |
| Book / Page | 1754 / 62 |
| Map Reference | MB 8 PG 484 |
| Instrument Date | Mar 11, 2022 |
| Instrument | 2022-00000725 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 6, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 206 SHORELINE DR, RAEFORD, NC 28376-9194 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 16101 CARDINAL CT, WAGRAM, NC 28396-9585 |
| Document Number | 202200000726 |
|---|---|
| Date | Mar 11, 2022 |
| Instrument | 2022-00000726 |
| Name | ALPHA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTLAND NC |
| Recording Date | Aug 27, 2021 |
| Property Address | 16101 CARDINAL CT, WAGRAM, NC 28396-9585 |
| Document Number | 001727/248 |
| Book / Page | 1727 / 248 |
| Instrument Date | Aug 27, 2021 |
| Instrument | 2021-00002476 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $30.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 206 SHORELINE DR, RAEFORD, NC 28376-9194 |
| Name | Verified Name |
|---|---|
| Relationship | Et Ux (and Wife) |
| Address | 206 SHORELINE DR, RAEFORD, NC 28376-9194 |
| Investor | Possibly a Property Investor |
| Document Number | 202100002477 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 2021-00002477 |
| Name | SELECT BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTLAND NC |
| Recording Date | Feb 3, 2021 |
| Property Address | 16101 CARDINAL CT, WAGRAM, NC 28396-9585 |
| Document Number | 0001697/56 |
| Book / Page | 1697 / 56 |
| Map Reference | MB 8 PG 484 |
| Instrument Date | Jan 22, 2021 |
| Instrument | 2021-00000272 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $15.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28515 N NORTH VALLEY PKWY APT 1044, 1044, PHOENIX, AZ 85085-5405 |
| Name | Verified Name |
|---|---|
| Address | 17 CARDINAL COURT, WAGRAM, NC 28396 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 16101 Cardinal Ct was $2,613.
Source: Scotland County assessment roll, as of September 16, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Scotland County |
| Unified School District | Scotland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,613.00 | $340,910 Land $25,000 Building $315,910 | $340,910 Land $25,000 Building $315,910 |
| 2023 | $216,370 (+32.76%) Land $10,000 Building $206,370 | $216,370 (+32.76%) | |
| 2022 | $1,694.00 | $162,980 Land $10,000 Building $152,980 | $162,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16101 Cardinal Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 12, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16101 Cardinal Ct is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 91% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCOTLAND CO WATER-SOUTH serves 1,905 people · EPA ID NC0383035 |
|---|---|
| Water Source | Purchased groundwater from CITY OF LAURINBURG |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Windstream DSL | 200 / 20 |
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