1612 Jefferson Ave, Covington, KY 41014 Property Records

Kenton County property record for 1612 Jefferson Ave, Covington, KY 41014

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,056 sqft · built 1925
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on File
Last Sale$65,000 (Oct 2015)
Tax Bill$826 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Dec 2021 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN055-12-09-049.00

Property Details

APN / Parcel Number

Primary APN055-12-09-049.00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,056 sqft Finished Area
Gross Area1,200 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area2,178 sqft (0.05 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1612 JEFFERSON AVE
CityCOVINGTON
StateKY
Zip41014-1032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOODLAND PARK LOT 107 & 108
Legal SubdivisionWOODLAND PARK LAND CO
Legal Phase1ST
Legal Lot Number107-108
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group4
Census Block4012
Census Tract65000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Peaselburg Neighborhood Historic District
listed 2017 · 544 contributing resources · NRIS 16000501

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1612 Jefferson Ave is owned and occupied by an individual who bought it in October 2015.

Source: Kenton County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address1612 JEFFERSON AVE, COVINGTON, KY 41014-1032
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2026Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Dec 3, 2021Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Sep 30, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Aug 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 9, 2015 · Amount on File
Deed SaleOct 9, 2015 · Amount on File
Prior SaleAug 24, 2007 · Amount on File
Deed Document Number201510 09 059 00123
Deed Book / Page5753 / 35
Prior Transfer DateMar 3, 2005
Prior Transfer Doc0005900074
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1612 JEFFERSON AVE, COVINGTON, KY 41014-1032
Transaction TypeMortgage
Record UpdatedApr 1, 2026
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005550
DateMar 18, 2026
Book Page402/506
Instrument26059000005550
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueFeb 23, 2056

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1612 JEFFERSON AVE, COVINGTON, KY 41014-1032
Transaction TypeMortgage
Record UpdatedDec 20, 2021
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900043
DateDec 3, 2021
Book Page310/49
Instrument21120305900043
Lender
NameTRUIST BANK
TypeBank
AddressWINSTON SALEM, NC 27101
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueNov 10, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKENTON KY
Recording DateSep 30, 2020
Property Address1612 JEFFERSON AVE, COVINGTON, KY 41014-1032
Document Number0000000229
Book / Page000046 / 000704
Instrument DateSep 29, 2020
Instrument229
Transaction TypeTransfer
Record UpdatedOct 22, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1612 JEFFERSON AVE COVINGTON KY 410141032, COVINGTON, KY 41014-1032

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1612 JEFFERSON AVE, COVINGTON, KY 41014-1032
Document Number000M940411
Instrument DateAug 27, 2020
Transaction TypeMortgage
Record UpdatedOct 12, 2020
Title CompanyCINCINNATUS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1612 JEFFERSON AVE COVINGTON KY 410141032, COVINGTON, KY 41014-1032

Mortgage

Document Number000M940411
DateSep 8, 2020
Book Page000M94/000411
Lender
NameTRUIST BK
AddressWILSON, NC 27893
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 7, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1612 Jefferson Ave was $826 with a homeowner's exemption.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$117,500 (+5.38%) Land $10,000 Building $107,500$117,500 (+5.38%) Land $10,000 Building $107,500
2025$826.00 Homeowner's exemption$111,500 Land $7,000 Building $104,500$111,500 Land $7,000 Building $104,500
2023$1,485.00$111,500 Land $7,000 Building $104,500$111,500 Land $7,000 Building $104,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1612 Jefferson Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimJul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1612 Jefferson Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on Jefferson Ave

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