1565 Jefferson Ave, Covington, KY 41014 Property Records

Kenton County property record for 1565 Jefferson Ave, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,792 sqft · built 1904
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$172,000 (Nov 2024)
Tax Bill	$2,279 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Apr 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-12-04-005.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-04-005.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,792 sqft Finished Area
Gross Area	2,384 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1565 JEFFERSON AVE
City	COVINGTON
State	KY
Zip	41014-1029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLAND PARK LOTS 75 & 76
Legal Subdivision	WOODLAND PARK LAND CO
Legal Phase	1ST
Legal Lot Number	75-76
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1000
Census Tract	65100

Owner

Source: Kenton County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1565 JEFFERSON AVE, COVINGTON, KY 41014-1029
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2024	Deed of Trust, Mortgage · Line of Credit EQUITY TRUST COMPANY
Apr 25, 2024	Deed of Trust, Mortgage · Line of Credit EQUITY TRUST COMPANY CUSTODIAN FBO ROBER
Apr 25, 2024	Warranty Deed, Transfer · Line of Credit ROBERT DRESSMAN BENEFICIARY ROTH IR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2024 · Amount on Record
Deed Sale	Nov 26, 2024 · Amount on Record
Prior Sale	Apr 25, 2024 · Amount on Record
Deed Document Number	2024122
Deed Book / Page	317 / 342
Prior Transfer Date	Sep 4, 2007
Prior Transfer Doc	0005900202
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1565 JEFFERSON AVE, COVINGTON, KY 41014-1029
Transaction Type	Mortgage
Record Updated	May 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 HIGHLAND PIKE, COVINGTON, KY 41014-1146

Mortgage

Document Number	0005900122
Date	Apr 25, 2024
Book Page	KCM543/739
Instrument	24042505900122

Lender

Name	EQUITY TRUST COMPANY
Type	Private Party
Address	1727 E GALBRAITH RD, CINCINNATI, OH 45215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Oct 23, 2024

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1565 JEFFERSON AVE, COVINGTON, KY 41014-1029
Transaction Type	Mortgage
Record Updated	May 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 HIGHLAND PIKE, COVINGTON, KY 41014-1146

Mortgage

Document Number	0005900122
Date	Apr 25, 2024
Book Page	KCM543/739
Instrument	24042505900122

Lender

Name	EQUITY TRUST COMPANY CUSTODIAN FBO ROBER
Type	Private Party
Address	1727 E GALBRAITH RD, CINCINNATI, OH 45215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Oct 23, 2024

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 25, 2024
Property Address	1565 JEFFERSON AVE, COVINGTON, KY 41014-1029
Document Number	0005900121
Book / Page	KC 281 / 159
Map Reference	MB 16 PG 302
Instrument Date	Apr 23, 2024
Instrument	24042505900121
Transaction Type	Transfer
Record Updated	Nov 28, 2025
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 VARSITY CT, CRESTVIEW HILLS, KY 41017-2518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 HIGHLAND PIKE, COVINGTON, KY 41014-1146

Mortgage

Document Number	0005900122
Date	Apr 25, 2024
Instrument	24042505900122

Lender

Name	ROBERT DRESSMAN BENEFICIARY ROTH IR
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,279.00 (+104.58%)	$172,000 (+105.5%) Land $5,000 Building $167,000	$172,000 (+105.5%) Land $5,000 Building $167,000
2023	$1,114.00	$83,700 Land $5,000 Building $78,700	$83,700 Land $5,000 Building $78,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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