1612 E 14th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1612 E 14th St, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,938 sqft · built 1920
Lot Size	0.134 acres (5,848 sqft)
Owner	2 Individuals on Record
Last Sale	$415,000 (Mar 2023)
Tax Bill	$1,610 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`146O E 024`

Property Details

APN / Parcel Number

Primary APN	`146O E 024`
Alternative APN	`0000077139`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,938 sqft Living Area
Gross Area	2,202 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Triplex
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,848 sqft (0.134 acres)
Lot Dimensions	132 ft deep x 44.3 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000077139
Street Address	1612 E 14TH ST
City	CHATTANOOGA
State	TN
Zip	37404-4327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	0104 22 06 LOT 3 BLK 7 PRIGMORES SUB PB 5 PG 25
Legal Subdivision	PRIGMORES
Legal Block	7
Legal Lot Number	3
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1058
Census Tract	1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County assessment roll, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	1612 E 14TH ST, CHATTANOOGA, TN 37404-4327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage TITAN MUTUAL LENDING INC
Mar 1, 2023	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jul 30, 2020	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESID'L MTG
Aug 26, 2019	Warranty Deed, Transfer OTHER INSTITUTIONAL LENDERS
Sep 18, 2018	Deed of Trust, Mortgage BANCORPSOUTH
Feb 26, 2018	Warranty Deed, Transfer · Line of Credit CHARLES CLINE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2023 · Amount on Record
Deed Sale	Mar 1, 2023 · Amount on Record
Prior Sale	Jul 30, 2020 · Amount on Record
Deed Document Number	2023158
Deed Book / Page	13225 / 352
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1612 E 14TH ST, CHATTANOOGA, TN 37404-4327
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000041
Date	Jan 13, 2022
Book Page	12808/973
Instrument	2022011300041

Lender

Name	TITAN MUTUAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 1, 2023
Property Address	1612 E 14TH ST, CHATTANOOGA, TN 37404-4327
Document Number	0000000158
Book / Page	13225 / 352
Map Reference	MB 5 PG 25
Instrument Date	Feb 28, 2023
Instrument	2023030100158
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,535.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1612 E 14TH ST, CHATTANOOGA, TN 37404-4327

Mortgage

Document Number	0132250355
Date	Mar 1, 2023
Instrument	13225-0355

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2038

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 30, 2020
Property Address	1612 E 14TH ST, CHATTANOOGA, TN 37404-4327
Document Number	0730000093
Book / Page	012094 / 000029
Instrument Date	Jul 13, 2020
Instrument	200730000093
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	REALTY CENTER TITLE AND ESCROW L, REALTY CENTER TITLE & ESCROW L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,036.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1612 E 14TH ST CHATTANOOGA TN 374044355, CHATTANOOGA, TN 37404-4355

Mortgage

Document Number	730000094
Date	Jul 30, 2020
Book Page	012094/000032
Instrument	200730000094

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 26, 2019
Property Address	1612 E 14TH ST, CHATTANOOGA, TN 37404-4327
Document Number	0826000162
Book / Page	011739 / 000390
Instrument Date	Aug 22, 2019
Instrument	190826000162
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Amount	Amount Recorded
Tax	$186.85
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1700 PLEASANT GROVE TRL MC DONALD TN 373535132, MC DONALD, TN 37353-5132

Mortgage

Document Number	826000163
Date	Aug 26, 2019
Book Page	011739/000392
Instrument	190826000163

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	DALLAS, TX 75248

Agreement

Amount	Amount Recorded

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	1612 E 14TH ST, CHATTANOOGA, TN 37404-4327
Document Number	0920000201
Instrument Date	Sep 18, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	JONES RAULSTON TITLE INSURANCE AGENCY, JONES RAULSTON TITLE INS AGCY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 31 BRENTWOOD TN 370240031, BRENTWOOD, TN 37024-0031
Investor	Possibly a Property Investor

Mortgage

Document Number	0920000201
Date	Sep 20, 2018
Book Page	011457/000716
Instrument	180920000201

Lender

Name	BANCORPSOUTH
Type	Bank
Address	CHATTANOOGA, TN 37402

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Sep 19, 2038

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 26, 2018
Property Address	1612 E 14TH ST, CHATTANOOGA, TN 37404-4327
Document Number	0000000256
Book / Page	011279 / 000048
Instrument Date	Feb 26, 2018
Instrument	256
Transaction Type	Transfer
Record Updated	Mar 7, 2018
Title Company	RELI SETTLEMENT SOLUTIONS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.21
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 31 BRENTWOOD TN 370240031, BRENTWOOD, TN 37024-0031

Mortgage

Document Number	257
Date	Feb 26, 2018
Book Page	011279/000052
Instrument	257

Lender

Name	CHARLES CLINE

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,610.00 (+6.06%)	$106,225 (+56.56%)	$424,900 (+56.56%) Land $70,000 Building $354,900
2024	$1,518.00	$67,850 (-)	$271,400 (-) Land $40,000 Building $231,400
2023	$1,518.00	$67,850 (-)	$271,400 (-) Land $40,000 Building $231,400
2022	$1,518.00	$67,850	$271,400 Land $40,000 Building $231,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1990–1997)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

1612 E 14th St, Chattanooga, TN 37404 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Historic Designation

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2018: Deed of Trust, Mortgage

Transaction

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E 14th St

Nearby Streets

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