1607 E 14th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 1607 E 14th St, Chattanooga, TN 37404

Property Summary

Property Type	Duplex
Details	3 ba · 1,297 sqft · built 1920
Lot Size	0.136 acres (5,963 sqft)
Owner	Company Name on Record
Last Sale	$145,000 (Jul 2020)
Tax Bill	$1,178 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`146O F 006`

Property Details

APN / Parcel Number

Primary APN	`146O F 006`
Alternative APN	`0000077147`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,297 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1984
Architectural Style	Duplex Single
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	5,963 sqft (0.136 acres)
Lot Dimensions	132 ft deep x 45 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000077147
Street Address	1607 E 14TH ST
City	CHATTANOOGA
State	TN
Zip	37404-4328
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Description	LT 49 PT 51 BLK 8 FORT & PORTER ADDN PB T7 PG 519
Legal Subdivision	FORT & PORTER ADDN
Legal Block	8
Legal Lot Number	49
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1054
Census Tract	1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	317 E MAIN ST, A, CHATTANOOGA, TN 37408-1347
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2020 · Amount on Record
Deed Sale	Jul 20, 2020 · Amount on Record
Prior Sale	Dec 8, 2014 · Amount on Record
Deed Document Number	202097
Deed Book / Page	12079 / 387
Last Transfer Date	Feb 9, 2023
Transfer Doc	0000000169
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 20, 2020
Property Address	1607 E 14TH ST, CHATTANOOGA, TN 37404-4328
Document Number	0720000097
Book / Page	012079 / 000387
Instrument Date	Jul 14, 2020
Instrument	200720000097
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$537.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	107 S CREST RD CHATTANOOGA TN 374045520, CHATTANOOGA, TN 37404-5520

Mortgage

Document Number	720000098
Date	Jul 20, 2020
Book Page	012079/000389
Instrument	200720000098

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 19, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,178.00 (-7.75%)	$77,760 (+36.13%)	$194,400 (+36.13%) Land $60,000 Building $134,400
2024	$1,277.00	$57,120 (-)	$142,800 (-) Land $40,000 Building $102,800
2023	$1,277.00	$57,120 (-)	$142,800 (-) Land $40,000 Building $102,800
2022	$1,277.00	$57,120	$142,800 Land $40,000 Building $102,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1990–1997)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20