16115 Denham Ct, Clermont, FL 34711 Property Records

Lake County property record for 16115 Denham Ct, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 2001
Lot Size	0.376 acres (16,383 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Dec 2016)
Tax Bill	$4,122 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`35-22-26-0900-000-01100`

Property Details

APN / Parcel Number

Primary APN	`35-22-26-0900-000-01100`
Alternative APNs	`262235090000001100` `3790797`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,632 sqft Living Area
Gross Area	2,272 sqft
1st Floor Area	1,632 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	16,383 sqft (0.376 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	268 sqft
Deck Area	Deck Area
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3790797
Street Address	16115 DENHAM CT
City	CLERMONT
State	FL
Zip	34711-5973
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	JOHNS LAKE ESTATES PHASE ONE SUB LOT 11 PB 42 PGS 90-91 ORB 4873 PG 2475
Legal Range	26E
Legal Township	22S
Legal Section	35
Legal Subdivision	JOHNS LAKE ESTATES PHASE ONE SUB
Legal Tract	0900
Legal Lot Number	11
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2028
Census Tract	31306

Owner

16115 Denham Ct is owned and occupied by two individuals who bought it in December 2016.

Source: Lake County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16115 DENHAM CT, CLERMONT, FL 34711-5973
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2016 · Amount on File
Deed Sale	Dec 9, 2016 · Amount on File
Prior Sale	Oct 12, 2001 · Amount on File
Deed Document Number	2016127198
Deed Book / Page	4873 / 2475
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16115 DENHAM CT, CLERMONT, FL 34711-5973
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051881208
Date	Oct 23, 2018
Book Page	5188/1208
Instrument	2018124509

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 16115 Denham Ct was $4,122 with a homeowner's exemption, up 2.6% from the year before.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,270 (+2.7%)	$307,232 (-) Land $90,000 Building $217,232
2025	$4,122.00 (+2.56%) Homeowner's exemption	$294,330 Land $90,000 Building $204,330	$307,232 Land $90,000 Building $217,232
2024	$4,019.00 (+7.2%)
2023	$3,749.00 (+6.96%) Homeowner's exemption	$277,710 (+3%)	$299,629 (+11.13%) Land $90,000 Building $209,629
2022	$3,505.00 Homeowner's exemption	$269,629	$269,629 Land $60,000 Building $209,629

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16115 Denham Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16115 Denham Ct is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20