16111 Finnigans Cir, Houston, TX 77044 Property Records

Harris County property record for 16111 Finnigans Cir, Houston, TX 77044

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,229 sqft · built 2009
Lot Size0.339 acres (14,774 sqft)
Owner2 Individual Names on File
Last Sale$435,000 (Aug 2016)
Tax Bill$11,233 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Dec 2017 Construction Loan
Flood ZoneZone X (minimal risk)
APN131-451-001-0024

Property Details

APN / Parcel Number

Primary APN131-451-001-0024

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area4,229 sqft Living Area
1st Floor Area4,229 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Lot Area14,774 sqft (0.339 acres)
Garage Area682 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area463 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1314510010024
Street Address16111 FINNIGANS CIR
CityHOUSTON
StateTX
Zip77044-2436
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 24 BLK 1 LAKESHORE SEC 15
Legal SubdivisionLAKESHORE SEC 15
Legal Block1
Legal Lot Number24
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2033
Census Tract252003

Owner

16111 Finnigans Cir is owned and occupied by two individuals who bought it in August 2016.

Source: Harris County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address16111 FINNIGANS CIR, HOUSTON, TX 77044-2436
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2022Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 13, 2017Trustee's Deed, Construction Loan · Construction Mortgage
FROST BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 2016 · Amount on File
Deed SaleAug 8, 2016 · Amount on File
Prior SaleJul 31, 2009 · Amount on File
Deed Document Number2016347481
Prior Transfer DateJul 27, 2016
Prior Transfer Doc0000347481
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address16111 FINNIGANS CIR, HOUSTON, TX 77044-2436
Transaction TypeMortgage
Record UpdatedOct 16, 2025
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000069000
DateFeb 8, 2022
Instrument2022-69000
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueFeb 1, 2042

December 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHARRIS TX
Recording DateDec 13, 2017
Property Address16111 FINNIGANS CIR, HOUSTON, TX 77044-2436
Instrument DateNov 27, 2017
Instrument548105
Transaction TypeConstruction Loan
Record UpdatedJan 3, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address16111 FINNIGANS CIR HOUSTON TX 770442436, HOUSTON, TX 77044-2436

Mortgage

Document Number0000548105
DateDec 13, 2017
Instrument548105
Lender
NameFROST BK
TypeBank
AddressSAN ANTONIO, TX 78296
Agreement
TypeConstruction Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 16111 Finnigans Cir was $11,233 with a homeowner's exemption, up 259.7% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictHumble Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$537,076 (-1.17%) Land $78,097 Building $458,979$537,076 (-1.17%) Land $78,097 Building $458,979
2025$11,233.00 (+259.69%) Homeowner's exemption$543,433 (+1.94%) Land $78,097 Building $465,336$543,433 (+1.94%) Land $78,097 Building $465,336
2024$3,123.00 (+21.42%) Homeowner's exemption$533,097 (-8.73%) Land $78,097 Building $455,000$533,097 (-8.73%) Land $78,097 Building $455,000
2023$2,572.00 Homeowner's exemption$584,076 Land $48,593 Building $535,483$584,076 Land $48,593 Building $535,483
2022$2,572.00
2020$2,238.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16111 Finnigans Cir in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 343 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies343 in force
Nearby Flood Claims7 (2016–2024)
Claims Outside the SFHA7 of 7
Most Recent ClaimJul 2024 · Hurricane Beryl
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims
  • Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 16111 Finnigans Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS COUNTY MUD 412
serves 3,480 people · EPA ID TX1013354
Water SourcePurchased surface water from CITY OF HOUSTON
Last State InspectionJun 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

Nearby Properties on Finnigans Cir

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