16102 Finnigans Cir, Houston, TX 77044 Property Records

Harris County property record for 16102 Finnigans Cir, Houston, TX 77044

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,389 sqft · built 2011
Lot Size	0.261 acres (11,368 sqft)
Owner	2 Company Names on File
Last Sale	$376,900 (Jul 2016)
Deeds & Mortgages	Aug 2026 Sale Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`131-451-001-0029`

Property Details

APN / Parcel Number

Primary APN	`131-451-001-0029`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,389 sqft Living Area
1st Floor Area	2,663 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	11,368 sqft (0.261 acres)
Garage Area	558 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	478 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1314510010029
Street Address	16102 FINNIGANS CIR
City	HOUSTON
State	TX
Zip	77044-2436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 29 BLK 1 LAKESHORE SEC 15
Legal Subdivision	LAKESHORE SEC 15
Legal Block	1
Legal Lot Number	29
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2033
Census Tract	252003

Owner

16102 Finnigans Cir is owned by a company that bought it in July 2016.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Company Names on File
Mailing Address	16102 FINNIGANS CIR, HOUSTON, TX 77044-2436
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage THRIVE MORTGAGE LLC
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage THRIVE MORTGAGE LLC
Jul 5, 2018	Trustee's Deed, Construction Loan · Construction Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2016 · Amount on File
Deed Sale	Jul 7, 2016 · Amount on File
Prior Sale	Oct 3, 2011 · Amount on File
Deed Document Number	2016295469
Prior Transfer Date	Jul 6, 2016
Prior Transfer Doc	0000295469
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Aug 27, 2026
Property Address	16102 FINNIGANS CIR, HOUSTON, TX 77044-2436
Document Number	0000349834
Instrument Date	Aug 27, 2026
Instrument	2026349834
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	16102 FINNIGANS CIR, HOUSTON, TX 77044-2436

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	16102 FINNIGANS CIR, HOUSTON, TX 77044-2436
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000142166
Date	Mar 18, 2021
Instrument	2021-142166

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Address	GEORGETOWN, TX 78633

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	16102 FINNIGANS CIR, HOUSTON, TX 77044-2436
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021142166
Date	Mar 18, 2021
Instrument	2021-142166

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Address	GEORGETOWN, TX 78633

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HARRIS TX
Recording Date	Jul 5, 2018
Property Address	16102 FINNIGANS CIR, HOUSTON, TX 77044-2436
Instrument Date	Jun 15, 2018
Instrument	302303
Transaction Type	Construction Loan
Record Updated	Nov 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16102 FINNIGANS CIR HOUSTON TX 770442436, HOUSTON, TX 77044-2436

Mortgage

Document Number	0000302303
Date	Jul 5, 2018
Instrument	302303

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	AUSTIN, TX 78701-1496

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 4, 2038

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Humble Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$539,909 (-5.57%) Land $75,031 Building $464,878	$539,909 (-5.57%) Land $75,031 Building $464,878
2025	$571,753 Land $75,031 Building $496,722	$571,753 Land $75,031 Building $496,722
2023	$555,096 Land $46,686 Building $508,410	$555,096 Land $46,686 Building $508,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16102 Finnigans Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 343 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	343 in force
Nearby Flood Claims	7 (2016–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16102 Finnigans Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 412 serves 3,480 people · EPA ID TX1013354
Water Source	Purchased surface water from CITY OF HOUSTON
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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