16109 E 31st Ter S, Independence, MO 64055 Property Records

Jackson County property record for 16109 E 31st Ter S, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,362 sqft · built 1962
Lot Size	0.194 acres (8,464 sqft)
Owner	Individual Name on Record
Tax Bill	$2,308 (2024)
Deeds & Mortgages	Jun 2023 Sale Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-740-05-10`

Property Details

APN / Parcel Number

Primary APN	`26-740-05-10`
Alternative APNs	`26-740-05-10-00-0-00-000` `26740051000000001` `784411`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,362 sqft Living Area
1st Floor Area	696 sqft
Basement Area	920 sqft
Finished Basement	253 sqft
Unfinished Basement	667 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Split Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,464 sqft (0.194 acres)
Lot Dimensions	123 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	250 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	16 sqft
Deck Area	238 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	784411
Street Address	16109 E 31ST TER S
City	INDEPENDENCE
State	MO
Zip	64055-2721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLENDALE GARDENS LOT 240
Legal Subdivision	GLENDALE GARDENS
Legal Block	1
Legal Lot Number	240
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1011
Census Tract	14603

Owner

Source: Jackson County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16109 E 31ST TER S, INDEPENDENCE, MO 64055-2721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Warranty Deed, Transfer
Dec 26, 2019	Deed of Trust, Mortgage · VA Mortgage NBKC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2023
Deed Sale	Jun 20, 2023
Prior Sale	Nov 17, 2015
Deed Document Number	202342853
Prior Transfer Date	Nov 11, 2015
Prior Transfer Doc	00E0107736
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 20, 2023
Property Address	16109 E 31ST TER S, INDEPENDENCE, MO 64055-2721
Document Number	00E0042853
Instrument Date	Jun 15, 2023
Instrument	2023E0042853
Transaction Type	Transfer
Record Updated	Jun 28, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16109 E 31ST TER S, INDEPENDENCE, MO 64055-2721

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	16109 E 31ST TER S, INDEPENDENCE, MO 64055-2721
Document Number	0000E09232
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16109 E 31ST TER S INDEPENDENCE MO 640552721, INDEPENDENCE, MO 64055-2721

Mortgage

Document Number	0000E09232
Date	Jan 31, 2020
Instrument	9232E

Lender

Name	NBKC BK
Address	KANSAS CITY, MO 64114

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$37,690 (+13.14%) Land $5,335 Building $32,355	$198,370 (+13.13%)
2024	$2,308.00 (+2.35%)
2023	$2,255.00 (+7.13%)	$33,314 (+16.89%) Land $4,271 Building $29,043	$175,340 (+16.89%)
2022	$2,105.00	$28,500 Land $4,136 Building $24,364
2021			$150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Wisper ISP.

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