16108 E 31st Ter S, Independence, MO 64055 Property Records

Jackson County property record for 16108 E 31st Ter S, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 912 sqft · built 1962
Lot Size	0.189 acres (8,221 sqft)
Owner	Company Name on Record
Tax Bill	$1,490 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Jun 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-740-04-22`

Property Details

APN / Parcel Number

Primary APN	`26-740-04-22`
Alternative APNs	`26-740-04-22-00-0-00-000` `26740042200000001` `784392`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	2,232 sqft
1st Floor Area	912 sqft
Basement Area	912 sqft
Flooring	Carpet

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Asbestos
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,221 sqft (0.189 acres)
Lot Dimensions	120 ft deep x 70 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	168 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	784392
Street Address	16108 E 31ST TER S
City	INDEPENDENCE
State	MO
Zip	64055-2722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLENDALE GARDENS LOT 253
Legal Subdivision	GLENDALE GARDENS
Legal Block	1
Legal Lot Number	253
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1012
Census Tract	14603

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 2996, GRAIN VALLEY, MO 64029-2996
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · Line of Credit COMMERCIAL BK/OAK GROVE
Jun 13, 2017	Warranty Deed, Transfer FIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGCY LLC
Jun 12, 2017	Deed of Trust, Mortgage · Line of Credit ADAMS DAIRY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2017
Deed Sale	Jun 13, 2017
Deed Document Number	2017E52987
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	16108 E 31ST TER S, INDEPENDENCE, MO 64055-2722
Document Number	0000E92363
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1106 SW FOXTAIL DR GRAIN VALLEY MO 640299072, GRAIN VALLEY, MO 64029-9072

Mortgage

Document Number	0000E92363
Date	Oct 6, 2020
Instrument	92363E

Lender

Name	COMMERCIAL BK/OAK GROVE
Type	Bank
Address	OAK GROVE, MO 64075

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 5, 2035

Interest

Rate Type	Adjustable Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jun 13, 2017
Property Address	16108 E 31ST TER S, INDEPENDENCE, MO 64055-2722
Document Number	0000E52987
Instrument Date	Jun 12, 2017
Instrument	52987E
Transaction Type	Transfer
Record Updated	Jun 28, 2017
Title Company	FIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGCY LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2996 GRAIN VALLEY MO 640292996, GRAIN VALLEY, MO 64029-2996

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	16108 E 31ST TER S, INDEPENDENCE, MO 64055-2722
Document Number	0000E53985
Instrument Date	Jun 12, 2017
Transaction Type	Mortgage
Record Updated	Jun 23, 2017
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1107 SW SANDY LN GRAIN VALLEY MO 640298422, GRAIN VALLEY, MO 64029-8422

Mortgage

Document Number	0000E53985
Date	Jun 16, 2017
Instrument	53985E

Lender

Name	ADAMS DAIRY BK
Type	Bank
Address	BLUE SPRINGS, MO 64014

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,854 (-) Land $5,335 Building $15,519	$109,760 (-)
2025	$1,490.00 (-7.17%)	$20,854 (-10.03%) Land $5,335 Building $15,519	$109,760 (-10.03%)
2024	$1,605.00 (+2.29%)
2023	$1,569.00	$23,178 Land $3,593 Building $19,585	$121,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Wisper ISP.

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