16107 Summer Sage Rd, Poway, CA 92064 Property Records

San Diego County property record for 16107 Summer Sage Rd, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,148 sqft · built 1987
Lot Size	0.473 acres (20,591 sqft)
Owner	Company Name on Record
Last Sale	$980,000 (Jul 2019)
Tax Bill	$12,358 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`275-793-12-00`

Property Details

APN / Parcel Number

Primary APN	`275-793-12-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	2,148 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	20,591 sqft (0.473 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	16107 SUMMER SAGE RD
City	POWAY
State	CA
Zip	92064-1434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD-1
Legal Description	LOT 48 TR 011320
Legal Subdivision	4092-R
Legal Tract	011320
Legal Block	1
Legal Lot Number	48
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	17053

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	16107 SUMMER SAGE RD, POWAY, CA 92064-1434
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 22, 2019	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2019 · Amount on Record
Deed Sale	Jul 22, 2019 · Amount on Record
Prior Sale	Aug 30, 1990 · Amount on Record
Deed Document Number	2019295809
Last Transfer Date	Feb 9, 2021
Transfer Doc	0000120104
Record Updated	Oct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 17, 2021
Property Address	16107 SUMMER SAGE RD, POWAY, CA 92064-1434
Document Number	0000120104
Map Reference	MAP 11320
Instrument Date	Feb 9, 2021
Instrument	2021-0120104
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	LAWYERS TITLE SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	16107 SUMMER SAGE RD, POWAY, CA 92064-1434

Mortgage

Document Number	0000120105
Date	Feb 17, 2021
Instrument	2021-0120105

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 22, 2019
Property Address	16107 SUMMER SAGE RD, POWAY, CA 92064-1434
Document Number	0000295809
Instrument Date	Jun 24, 2019
Instrument	295809
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,078.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	16107 SUMMER SAGE RD POWAY CA 920641434, POWAY, CA 92064-1434

Mortgage

Document Number	295810
Date	Jul 22, 2019
Instrument	295810

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,093,202 (+2%) Land $490,157 Building $603,045
2025	$12,358.00 (+4.83%) Homeowner's exemption	$1,071,768 (+4.04%) Land $480,547 Building $591,221
2023	$11,789.00 (+1.66%) Homeowner's exemption	$1,030,152 Land $461,888 Building $568,264
2022	$11,597.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1983–2010)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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