16058 Summer Sage Rd, Poway, CA 92064 Property Records

San Diego County property record for 16058 Summer Sage Rd, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,762 sqft · built 1987
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (May 2000)
Tax Bill	$10,324 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`275-794-17-00`

Property Details

APN / Parcel Number

Primary APN	`275-794-17-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,762 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	16058 SUMMER SAGE RD
City	POWAY
State	CA
Zip	92064-1431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD-1
Legal Description	LOT 33 TR 011320
Legal Subdivision	4092-R
Legal Tract	011320
Legal Block	1
Legal Lot Number	33
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	17053

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16058 SUMMER SAGE RD, POWAY, CA 92064-1431
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2017	Deed of Trust, Mortgage · ARM SAN DIEGO COUNTY CU
Mar 6, 2017	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2000 · Amount on Record
Deed Sale	May 15, 2000 · Amount on Record
Prior Sale	Nov 13, 1998 · Amount on Record
Deed Document Number	2000250566
Prior Transfer Date	May 17, 1999
Prior Transfer Doc	0000360239
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16058 SUMMER SAGE RD, POWAY, CA 92064-1431
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000103694
Date	Mar 6, 2017
Instrument	2017-0103694

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2022
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	5.25%
Index	5-Year CMT
Max Rate	8.25%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	16058 SUMMER SAGE RD, POWAY, CA 92064-1431
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000103695
Date	Mar 6, 2017
Instrument	2017-0103695

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	POWAY, CA 92064

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 22, 2037

Interest

Rate Type	Adjustable Rate
Rate	4%
Change Frequency	Monthly
Index	Prime Rate
Max Rate	17.2%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$909,289 (+2%) Land $391,919 Building $517,370
2025	$10,324.00 (+4.81%) Homeowner's exemption	$891,461 (+4.04%) Land $384,235 Building $507,226
2023	$9,850.00 (+1.65%) Homeowner's exemption	$856,846 Land $369,315 Building $487,531
2022	$9,690.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1983–2010)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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