16103 Union Pointe Ct, Cypress, TX 77429 Property Records

Harris County property record for 16103 Union Pointe Ct, Cypress, TX 77429

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,566 sqft · built 2006
Lot Size	0.204 acres (8,864 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Jan 2013)
Tax Bill	$8,510 (2025)
Deeds & Mortgages	May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`123-550-001-0009`

Property Details

APN / Parcel Number

Primary APN	`123-550-001-0009`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,566 sqft Living Area
1st Floor Area	1,993 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	8,864 sqft (0.204 acres)
View / Lot	Buildable
Garage Area	666 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1235500010009
Street Address	16103 UNION POINTE CT
City	CYPRESS
State	TX
Zip	77429-8175
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 9 BLK 1 COLES CROSSING SEC 26
Legal Subdivision	COLES CROSSING SEC 26
Legal Block	1
Legal Lot Number	9
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	2
Census Block	2005
Census Tract	554409

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16103 UNION POINTE CT, CYPRESS, TX 77429-8175
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2013 · Amount on Record
Deed Sale	Jan 3, 2013 · Amount on Record
Prior Sale	Nov 2, 2006 · Amount on Record
Deed Document Number	20135056
Deed Book / Page	085-34 / 0911
Prior Transfer Date	Dec 28, 2012
Prior Transfer Doc	0000005056
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	16103 UNION POINTE CT, CYPRESS, TX 77429-8175
Document Number	0000263862
Instrument Date	May 17, 2017
Transaction Type	Mortgage
Record Updated	Jul 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16103 UNION POINTE CT CYPRESS TX 774298175, CYPRESS, TX 77429-8175

Mortgage

Document Number	0000263862
Date	Jun 14, 2017
Instrument	263862

Lender

Name	CAPITAL ONE NA
Type	Bank
Address	PLANO, TX 75024

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 13, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$590,372 (+6.94%) Land $102,822 Building $487,550	$590,372 (+6.94%) Land $102,822 Building $487,550
2025	$8,510.00 (+160.09%) Homeowner's exemption	$552,063 (-0.99%) Land $102,822 Building $449,241	$552,063 (-0.99%) Land $102,822 Building $449,241
2024	$3,272.00 (+20.21%)
2023		$557,609 Land $93,515 Building $464,094	$557,609 Land $93,515 Building $464,094
2022	$2,722.00 (+10.47%)
2020	$2,464.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 226 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	226 in force
Nearby Flood Claims	19 (2016–2017)
Claims Outside the SFHA	19 of 19
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 15 claims Severe Storms And Flooding, Apr 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 364 serves 6,168 people · EPA ID TX1013132
Water Source	Purchased groundwater from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20