16102 Union Pointe Ct, Cypress, TX 77429 Property Records

Harris County property record for 16102 Union Pointe Ct, Cypress, TX 77429

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,475 sqft · built 2005
Lot Size	0.218 acres (9,486 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Dec 2013)
Tax Bill	$7,860 (2025)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`123-550-001-0001`

Property Details

APN / Parcel Number

Primary APN	`123-550-001-0001`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,475 sqft Living Area
1st Floor Area	2,047 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	9,486 sqft (0.218 acres)
View / Lot	Buildable
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	148 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1235500010001
Street Address	16102 UNION POINTE CT
City	CYPRESS
State	TX
Zip	77429-8174
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 BLK 1 COLES CROSSING SEC 26
Legal Subdivision	COLES CROSSING SEC 26
Legal Block	1
Legal Lot Number	1
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	2
Census Block	2005
Census Tract	554409

Owner

16102 Union Pointe Ct is owned and occupied by two individuals who bought it in December 2013.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16102 UNION POINTE CT, CYPRESS, TX 77429-8174
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2013 · Amount on File
Deed Sale	Dec 13, 2013 · Amount on File
Prior Sale	Jul 3, 2006 · Amount on File
Deed Document Number	2013621297
Deed Book / Page	052-26 / 2255
Prior Transfer Date	Dec 12, 2013
Prior Transfer Doc	20130621297
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	16102 UNION POINTE CT, CYPRESS, TX 77429-8174
Document Number	0000348800
Instrument Date	Jul 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16102 UNION POINTE CT CYPRESS TX 774298174, CYPRESS, TX 77429-8174

Mortgage

Document Number	0000348800
Date	Aug 3, 2017
Instrument	348800

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 2, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 16102 Union Pointe Ct was $7,860 with a homeowner's exemption, up 146.2% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$572,906 (+10.98%) Land $104,964 Building $467,942	$572,906 (+10.98%) Land $104,964 Building $467,942
2025	$7,860.00 (+146.16%) Homeowner's exemption	$516,217 Land $104,964 Building $411,253	$516,217 Land $104,964 Building $411,253
2024	$3,193.00
2023		$550,355 Land $95,463 Building $454,892	$550,355 Land $95,463 Building $454,892
2022	$2,656.00
2020	$2,362.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16102 Union Pointe Ct in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 226 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	226 in force
Nearby Flood Claims	19 (2016–2017)
Claims Outside the SFHA	19 of 19
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 15 claims Severe Storms And Flooding, Apr 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16102 Union Pointe Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 364 serves 6,168 people · EPA ID TX1013132
Water Source	Purchased groundwater from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20