1610 N 12th St, Cambridge, OH 43725 Property Records

Guernsey County property record for 1610 N 12th St, Cambridge, OH 43725

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,044 sqft · built 1969
Lot Size	0.163 acres (7,100 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,346 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Mar 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-0006485.000`

Property Details

APN / Parcel Number

Primary APN	`06-0006485.000`
Alternative APN	`003871-8`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,044 sqft Living Area
1st Floor Area	1,609 sqft
Basement Area	1,435 sqft
Finished Basement	800 sqft
Unfinished Basement	635 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Construction Type	Brick
Roof Material	Shingle
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	594 sqft
Porch	Slab
Porch Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	003871-8
Street Address	1610 N 12TH ST
City	CAMBRIDGE
State	OH
Zip	43725-1016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R3 T2 SS13-04 217 EDGEWORTH
Legal Range	03W
Legal Township	02N
Legal Section	13
Legal Subdivision	EDGEWORTH
Legal Tract	2
Legal Lot Number	217
Jurisdiction	GUERNSEY OH
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2008
Census Tract	977400

Owner

Source: Guernsey County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1610 N 12TH ST, CAMBRIDGE, OH 43725-1016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST OHIO HOME FINANCE INC
Mar 10, 2022	Certificate of Transfer, Transfer
Aug 18, 2021	Certificate of Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 10, 2021
Transfer Doc	577/2637
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Jun 7, 2023
Property Address	1610 N 12TH ST, CAMBRIDGE, OH 43725-1016
Document Number	000590/809
Book / Page	590 / 809
Instrument Date	Jun 2, 2023
Instrument	202300003598
Transaction Type	Transfer
Record Updated	Jun 27, 2023
Title Company	BENNETT TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1610 N 12TH ST, CAMBRIDGE, OH 43725-1016

Mortgage

Document Number	000590/814
Date	Jun 7, 2023
Book Page	590/814
Instrument	202300003599

Lender

Name	FIRST OHIO HOME FINANCE INC
Type	Mortgage Company
Address	WESTERVILLE, OH 43082

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

March 2022: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	GUERNSEY OH
Recording Date	Mar 10, 2022
Property Address	1610 N 12TH ST, CAMBRIDGE, OH 43725-1016
Document Number	00581/3573
Book / Page	581 / 3573
Instrument Date	Jan 5, 2022
Instrument	202200001422
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10348 CADIZ RD, CAMBRIDGE, OH 43725-9227

August 2021: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	GUERNSEY OH
Recording Date	Aug 18, 2021
Property Address	1610 N 12TH ST, CAMBRIDGE, OH 43725-1016
Document Number	577/2637
Book / Page	577 / 2637
Map Reference	VOL 192 PG 276
Instrument Date	Aug 10, 2021
Instrument	202100004713
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1610 N 12TH ST, CAMBRIDGE, OH 43725-1016

Tax Assessment & Valuation

Source: Guernsey County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Cambridge Township
Municipality	Cambridge City
Unified School District	Cambridge City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,346.00 (-1.33%) Homeowner's exemption	$108,494 (-) Land $10,336 Building $98,158
2024	$5,418.00 (+9.3%) Homeowner's exemption	$108,494 (+17.14%) Land $10,336 Building $98,158	$309,980 (+17.14%) Land $29,530 Building $280,450
2023	$4,957.00 (+5.92%)	$92,618 (%) Land $8,824 Building $83,794
2022	$4,680.00	$92,620 Land $8,820 Building $83,800	$264,630 (+%) Land $25,200 Building $239,430
2021			$264,620 Land $25,210 Building $239,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1998–2004)
Most Recent Claim	Sep 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 2 claims Severe Storms, Flooding, And Tornadoes, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE serves 10,520 people · EPA ID OH3000111
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2019 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Smart Way Communications.

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