1573 N 12th St, Cambridge, OH 43725 Property Records

Guernsey County property record for 1573 N 12th St, Cambridge, OH 43725

Property Summary

Property Type	Single Family Home
Details	1 ba · 914 sqft · built 1940
Lot Size	0.163 acres (7,100 sqft)
Owner	Individual Name on Record
Tax Bill	$2,012 (2025)
Deeds & Mortgages	Dec 2014 Mortgage Mar 2013 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-0006358.000`

Property Details

APN / Parcel Number

Primary APN	`06-0006358.000`
Alternative APN	`004179-3`

Interior

Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	914 sqft Living Area
1st Floor Area	914 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Roof Material	Shingle
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Garage Area	504 sqft
Porch	Slab
Porch Area	168 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	004179-3
Street Address	1573 N 12TH ST
City	CAMBRIDGE
State	OH
Zip	43725-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R3 T2 SS13-03 195 EDGEWORTH
Legal Range	03W
Legal Township	02N
Legal Section	13
Legal Subdivision	EDGEWORTH
Legal Tract	2
Legal Lot Number	195
Jurisdiction	GUERNSEY OH
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2007
Census Tract	977400

Owner

Source: Guernsey County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1529 N 13TH ST, CAMBRIDGE, OH 43725-1020
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2014	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK NA
Mar 25, 2013	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK NA
Aug 25, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CASON HOME LOANS
Nov 22, 2011	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK NA
Oct 6, 2009	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 24, 2022
Transfer Doc	00584/5505
Record Updated	Sep 20, 2026

December 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	1573 N 12TH ST, CAMBRIDGE, OH 43725-1013
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	BENNETT TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00523/0220
Date	Dec 16, 2014
Book Page	523/0220
Instrument	201400008989

Lender

Name	PEOPLES BANK NA
Type	Bank
Address	MARIETTA, OH 45750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2045

March 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUERNSEY OH
Property Address	1573 N 12TH ST, CAMBRIDGE, OH 43725-1013
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	BENNETT TITLE AGENCY, BENETT TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00501/0941
Date	Mar 25, 2013
Book Page	501/0941
Instrument	201300002584

Lender

Name	PEOPLES BANK NA
Type	Bank
Address	CAMBRIDGE, OH 43725

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 20, 2018

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GUERNSEY OH
Recording Date	Aug 25, 2022
Property Address	1573 N 12TH ST, CAMBRIDGE, OH 43725-1013
Document Number	00584/5505
Book / Page	584 / 5505
Instrument Date	Aug 24, 2022
Instrument	202200005168
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	BENNETT TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1573 N 12TH ST, CAMBRIDGE, OH 43725-1013

Mortgage

Document Number	202200005169
Date	Aug 25, 2022
Instrument	202200005169

Lender

Name	CASON HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

November 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUERNSEY OH
Recording Date	Nov 22, 2011
Property Address	1573 N 12TH ST, CAMBRIDGE, OH 43725-1013
Document Number	00483/2034
Book / Page	483 / 2034
Instrument Date	Nov 22, 2011
Instrument	201100007229
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1573 N 12TH ST, CAMBRIDGE, OH 43725-1013

Mortgage

Document Number	201100007230
Date	Nov 22, 2011
Instrument	201100007230

Lender

Name	PEOPLES BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2041

October 2009: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GUERNSEY OH
Recording Date	Oct 6, 2009
Property Address	1573 N 12TH ST, CAMBRIDGE, OH 43725-1013
Document Number	00466/2659
Book / Page	466 / 2659
Instrument Date	Nov 3, 2004
Instrument	200900005049
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1523 BLAINE AVE, CAMBRIDGE, OH 43725-2013
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Guernsey County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Guernsey County
County Subdivision	Cambridge Township
Municipality	Cambridge City
Unified School District	Cambridge City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,012.00 (-1.28%)	$39,984 (-) Land $11,812 Building $28,172
2024	$2,038.00 (+11.49%)	$39,984 (+17.15%) Land $11,812 Building $28,172	$114,240 (+17.15%) Land $33,750 Building $80,490
2023	$1,828.00 (+5.73%)	$34,132 (-0.02%) Land $10,084 Building $24,048
2022	$1,729.00	$34,140 Land $10,090 Building $24,050	$97,520 (-) Land $28,820 Building $68,700
2021			$97,520 Land $28,810 Building $68,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1998–2004)
Most Recent Claim	Sep 2004 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 2 claims Severe Storms, Flooding, And Tornadoes, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE serves 10,520 people · EPA ID OH3000111
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2019 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Smart Way Communications.

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