San Luis Obispo County property record for 1610 Main St, Morro Bay, CA 93442
| Property Type | Commercial Office |
|---|---|
| Details | 2 ba · 800 sqft · built 1985 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,542 (2025) |
| Deeds & Mortgages | Jan 2018 Loan Modification |
| Flood Zone | Zone AE (high risk) |
| APN | 068-291-014 |
| Primary APN | 068-291-014 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 800 sqft Gross Area |
| 1st Floor Area | 800 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Steel Frame |
| Fire Resistance | Special |
| Lot Area | 8,276 sqft (0.19 acres) |
| Sewer | Connected |
|---|
| Street Address | 1610 MAIN ST |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-1835 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Local Zoning Code | M1 |
| Legal Description | CY MB TR 47 BL 5 LT 4 |
| Legal Subdivision | TRACT 47 |
| Legal Tract | 47 |
| Legal Block | 5 |
| Legal Lot Number | 4 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 10603 |
Source: San Luis Obispo County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2940 FIR AVE, MORRO BAY, CA 93442-1423 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 6, 2013 |
| Transfer Doc | 0000056301 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1610 MAIN ST, MORRO BAY, CA 93442-1835 |
| Document Number | 0000003950 |
| Instrument Date | Jan 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1610 MAIN ST MORRO BAY CA 934421835, MORRO BAY, CA 93442-1835 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $235,270 (+2%) Land $189,157 Building $46,113 | |
| 2025 | $2,542.00 (+3.63%) | $230,658 (+4.04%) Land $185,449 Building $45,209 |
| 2023 | $2,453.00 (+6.65%) | $221,703 Land $178,249 Building $43,454 |
| 2022 | $2,300.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 15 (1982–2023) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | Mar 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 70% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011 |
|---|---|
| Water Source | Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Ranch Wifi Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, T-Mobile, Verizon.
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