1554 Main St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 1554 Main St, Morro Bay, CA 93442 · Last verified October 2025

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	920 sqft · built 1950
Lot Size	0.281 acres (12,271 sqft)
Owner	Owner Name on File
Last Sale	$600,000 (Jan 2006)
Tax Bill	$7,715 (2025)
Flood Zone	Zone AE (high risk)
APN	`068-291-037`

Property Details

APN / Parcel Number

Primary APN	`068-291-037`

Interior

Building Area	920 sqft Total Area

Exterior

Year Built	Built 1950
Construction Type	Wood Frame
Lot Area	12,271 sqft (0.281 acres)

Location & Zoning

Street Address	1554 MAIN ST
City	MORRO BAY
State	CA
Zip	93442-1834
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	CY MB TR 47 BL 6 PTN LT 14
Legal Tract	47
Legal Block	6
Legal Lot Number	14
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1006
Census Tract	10603

Owner

Source: San Luis Obispo County records · APN 068-291-037

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	1554 MAIN ST, MORRO BAY, CA 93442-1834
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 12, 2006 · Amount on Record
Deed Sale	Jan 12, 2006 · Amount on Record
Deed Document Number	2006002609
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,715.00 (-0.43%)	$700,000 (-) Land $640,000 Building $60,000
2023	$7,748.00 (+4.6%)	$700,000 Land $560,000 Building $140,000
2022	$7,407.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790106031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	15 (1982–2023)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Mar 2023, rainfall accumulation, Severe Storm And Flooding
Claims By Storm	Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Mar 2023 · 5 claims Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 30% of California
Wildfire Likelihood	About 1 in 1,010 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 63 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Ranch WiFi	Fixed Wireless (unlicensed)	100 / 20

May also be available at this address: Radiate Holdings, T-Mobile USA, Spectrum, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.