Sacramento County property record for 1610 Elsdon Cir, Carmichael, CA 95608 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,233 sqft · built 1957 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $509,000 (Nov 2011) |
| Tax Bill | $7,929 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 289-0242-007-0000 |
| Primary APN | 289-0242-007-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,233 sqft Living Area |
| 1st Floor Area | 2,233 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1610 ELSDON CIR |
|---|---|
| City | CARMICHAEL |
| State | CA |
| Zip | 95608-6017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEL DAYO ESTATES 03, LOT 86 |
| Legal Subdivision | DEL DAYO ESTATES 03 |
| Legal Lot Number | 86 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 5804 |
Source: Sacramento County records · APN 289-0242-007-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1610 ELSDON CIR, CARMICHAEL, CA 95608-6017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 14, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Apr 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 18, 2011 · Amount on Record |
| Deed Sale | Nov 18, 2011 · Amount on Record |
| Prior Sale | Oct 29, 2010 · Amount on Record |
| Deed Book / Page | 20111118 / 877 |
| Prior Transfer Date | Jan 29, 1996 |
| Prior Transfer Doc | 9604000762 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 1610 ELSDON CIR, CARMICHAEL, CA 95608-6017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2023 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1610 ELSDON CIR, CARMICHAEL, CA 95608-6017 |
| Document Number | 0000000347 |
|---|---|
| Date | Mar 14, 2023 |
| Instrument | 2023031400347 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | FORT WORTH, TX 76155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 1610 ELSDON CIR, CARMICHAEL, CA 95608-6017 |
| Document Number | 2004160734 |
| Instrument Date | Apr 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1610 ELSDON CIR CARMICHAEL CA 956086017, CARMICHAEL, CA 95608-6017 |
| Document Number | 2004160734 |
|---|---|
| Date | Apr 16, 2020 |
| Instrument | 2004160734 |
| Name | UMPQUA BK |
|---|---|
| Type | Bank |
| Address | TIGARD, OR 97224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 15, 2035 |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $674,993 (+2%) Land $397,030 Building $277,963 | |
| 2025 | $7,929.00 (+4.47%) | $661,759 (+7.69%) Land $389,246 Building $272,513 |
| 2024 | $7,590.00 (+2.6%) | |
| 2023 | $7,398.00 (+0.54%) | $614,496 Land $374,132 Building $240,364 |
| 2022 | $7,358.00 |
Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670058041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 49 individual NFIP policies nearby |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 49 in force |
| Nearby Flood Claims | 11 (1978–2009) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Oct 2009, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 436 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
| Consolidated Communications | Fiber | 2,000 / 2,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
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