1607 Elsdon Cir, Carmichael, CA 95608 Property Records

Sacramento County property record for 1607 Elsdon Cir, Carmichael, CA 95608

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,556 sqft · built 1959
Lot Size0.39 acres (16,988 sqft)
OwnerIndividual Name on Record
Last Sale$592,000 (Jun 2013)
Tax Bill$8,732 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN289-0244-004-0000

Property Details

APN / Parcel Number

Primary APN289-0244-004-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,556 sqft Living Area
1st Floor Area2,556 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialOther
Lot Area16,988 sqft (0.39 acres)
Garage Area612 sqft
Parking Spaces2 Parking Spaces
Pool Area10,600 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1607 ELSDON CIR
CityCARMICHAEL
StateCA
Zip95608-6016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-4
Legal DescriptionDEL DAYO ESTATES 03, LOT 84
Legal SubdivisionDEL DAYO ESTATES 03
Legal Lot Number84
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group1
Census Block1005
Census Tract5804

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1607 ELSDON CIR, CARMICHAEL, CA 95608-6016
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 12, 2013 · Amount on Record
Deed SaleJun 12, 2013 · Amount on Record
Deed Book / Page20130612 / 890
Prior Transfer DateJun 3, 2011
Prior Transfer Doc0000001066
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address1607 ELSDON CIR, CARMICHAEL, CA 95608-6016
Transaction TypeMortgage
Record UpdatedMay 15, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1607 ELSDON CIR, CARMICHAEL, CA 95608-6016

Mortgage

Document Number0000000182
DateMar 1, 2021
Instrument202103010182
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2036

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$743,569 (+2%) Land $389,244 Building $354,325
2025$8,732.00 (+0.96%)$728,990 (+4.04%) Land $381,612 Building $347,378
2024$8,649.00 (+2.6%)
2023$8,430.00 (+0.54%)$700,685 Land $366,795 Building $333,890
2022$8,385.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 49 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies49 in force
Nearby Flood Claims11 (1978–2009)
Claims Outside the SFHA2 of 11
Most Recent ClaimOct 2009 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSACRAMENTO SUBURBAN WATER DISTRICT
serves 194,444 people · EPA ID CA3410001
Water SourcePurchased surface water from several systems
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, Succeed.Net.

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