1610 el Centro Ave, Napa, CA 94558 Property Records

Napa County property record for 1610 el Centro Ave, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,458 sqft · built 1975
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$806,000 (Apr 2017)
Tax Bill	$11,729 (2026)
Deeds & Mortgages	Aug 2021 Line of Credit Aug 2018 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`038-064-010-000`

Property Details

APN / Parcel Number

Primary APN	`038-064-010-000`
Alternative APNs	`038-064-010` `03806410`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,458 sqft Living Area
Gross Area	2,986 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Wood
Roof Type	Gable
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	038-064-010
Street Address	1610 EL CENTRO AVE
City	NAPA
State	CA
Zip	94558-1952
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI4
Legal Description	PCL C MAP NO 1654 15R/S71
Legal Subdivision	WILLIAM D CARDWELL
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1012
Census Tract	200601

Owner

1610 el Centro Ave is owned and occupied by an individual who acquired it in July 2018.

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1610 EL CENTRO AVE, NAPA, CA 94558-1952
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Line of Credit REDWOOD CU
Aug 6, 2018	Deed of Trust, Mortgage · Line of Credit REDWOOD CU
Jul 6, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 3, 2018	Quit Claim Deed, Transfer · Conventional with PMI CALIBER HM LOANS
Apr 17, 2017	Grant Deed, Transfer CALIBER HM LOANS
Apr 17, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2017 · Amount on File
Deed Sale	Apr 17, 2017 · Amount on File
Prior Sale	Apr 17, 2017 · Amount on File
Deed Document Number	20178920
Last Transfer Date	Jul 2, 2018
Transfer Doc	0000013385
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1610 EL CENTRO AVE, NAPA, CA 94558-1952
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1610 EL CENTRO AVE, NAPA, CA 94558-1952

Mortgage

Document Number	0000026729
Date	Aug 18, 2021
Instrument	2021-0026729

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1610 EL CENTRO AVE, NAPA, CA 94558-1952
Document Number	0000015957
Instrument Date	Aug 6, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1610 EL CENTRO AVE NAPA CA 945581952, NAPA, CA 94558-1952

Mortgage

Document Number	0000015957
Date	Aug 15, 2018
Instrument	15957

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 14, 2043

Interest

Rate Type	Adjustable Rate

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPA CA
Recording Date	Jul 6, 2018
Property Address	1610 EL CENTRO AVE, NAPA, CA 94558-1952
Document Number	0000013385
Instrument Date	Jul 2, 2018
Instrument	13385
Transaction Type	Transfer
Record Updated	Jul 12, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1610 EL CENTRO AVE NAPA CA 945581952, NAPA, CA 94558-1952

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPA CA
Recording Date	Apr 3, 2018
Property Address	1610 EL CENTRO AVE, NAPA, CA 94558-1952
Document Number	0000006688
Instrument Date	Mar 26, 2018
Instrument	6688
Transaction Type	Transfer
Record Updated	Apr 10, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1610 EL CENTRO AVE NAPA CA 945581952, NAPA, CA 94558-1952

Mortgage

Document Number	6689
Date	Apr 3, 2018
Instrument	6689

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2048

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Apr 17, 2017
Property Address	1610 EL CENTRO AVE, NAPA, CA 94558-1952
Document Number	0000008920
Instrument Date	Apr 6, 2017
Instrument	8920
Transaction Type	Transfer
Record Updated	May 5, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$886.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1610 EL CENTRO AVE NAPA CA 945581952, NAPA, CA 94558-1952

Mortgage

Document Number	8921
Date	Apr 17, 2017
Instrument	8921

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2047

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Apr 17, 2017
Property Address	1610 EL CENTRO AVE, NAPA, CA 94558-1952
Document Number	0000008919
Instrument Date	Apr 5, 2017
Instrument	8919
Transaction Type	Transfer
Record Updated	May 1, 2017

Transaction

Amount	Amount on Record
Tax	$886.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10125 CROSSTOWN CIR #380 EDEN PRAIRIE MN 553443318, 380, EDEN PRAIRIE, MN 55344-3318
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 1610 el Centro Ave was $11,729 with a homeowner's exemption, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,729.00 (+2.12%) Homeowner's exemption	$974,497 (+2%) Land $384,730 Building $589,767	$974,497 (+2%) Land $384,730 Building $589,767
2025	$11,485.00 Homeowner's exemption	$955,390 Land $377,187 Building $578,203	$955,390 Land $377,187 Building $578,203
2023	$10,915.00 (+1.41%) Homeowner's exemption	$918,293 Land $362,542 Building $555,751
2022	$10,763.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1610 el Centro Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1610 el Centro Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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