1580 el Centro Ave, Napa, CA 94558 Property Records

Napa County property record for 1580 el Centro Ave, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,087 sqft · built 1991
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$918,000 (Apr 2019)
Tax Bill	$14,403 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`038-070-080-000`

Property Details

APN / Parcel Number

Primary APN	`038-070-080-000`
Alternative APNs	`038-070-080` `03807080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,087 sqft Living Area
Gross Area	2,537 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Wood
Roof Type	Gable
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	038-070-080
Street Address	1580 EL CENTRO AVE
City	NAPA
State	CA
Zip	94558-1915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI4
Legal Description	PCL 2 MAP NO 4380 17P/M81 038070081000000000038070081000 P
Legal Subdivision	NONE NOTED
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1012
Census Tract	200601

Owner

1580 el Centro Ave is owned and occupied by two individuals who bought it in April 2019.

Source: Napa County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1580 EL CENTRO AVE, NAPA, CA 94558-1915
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 26, 2019	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS
Aug 2, 2018	Grant Deed, Transfer · Conventional Mortgage JAMES A HEANEY
Aug 2, 2018	Quit Claim Deed, Transfer PLACER TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2019 · Amount on File
Deed Sale	Apr 26, 2019 · Amount on File
Prior Sale	Aug 2, 2018 · Amount on File
Deed Document Number	20197520
Prior Transfer Date	Jul 30, 2018
Prior Transfer Doc	0000015111
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1580 EL CENTRO AVE, NAPA, CA 94558-1915
Transaction Type	Mortgage
Record Updated	Jul 15, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1580 EL CENTRO AVE, NAPA, CA 94558-1915

Mortgage

Document Number	0000026937
Date	Oct 19, 2020
Instrument	2020-0026937

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Apr 26, 2019
Property Address	1580 EL CENTRO AVE, NAPA, CA 94558-1915
Document Number	0000007520
Instrument Date	Apr 18, 2019
Instrument	7520
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,009.80
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	638 BALBOA ST SAN FRANCISCO CA 941183725, SAN FRANCISCO, CA 94118-3725

Mortgage

Document Number	7521
Date	Apr 26, 2019
Instrument	7521

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Aug 2, 2018
Property Address	1580 EL CENTRO AVE, NAPA, CA 94558-1915
Document Number	0000015110
Instrument Date	Jul 31, 2018
Instrument	15110
Transaction Type	Transfer
Record Updated	Aug 10, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$687.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	420 3RD ST NAPA CA 945592705, NAPA, CA 94559-2705

Mortgage

Document Number	15113
Date	Aug 2, 2018
Instrument	15113

Lender

Name	JAMES A HEANEY
Address	11 MILLIKEN CREEK DR, NAPA, CA 94558

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Mortgage

Document Number	15112,
Date	Aug 2, 2018
Instrument	15112

Lender

Name	CHERYL LYTTLE
Address	770 LINCOIN AVE # 79, NAPA, CA 94558
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPA CA
Recording Date	Aug 2, 2018
Property Address	1580 EL CENTRO AVE, NAPA, CA 94558-1915
Document Number	0000015111
Instrument Date	Jul 30, 2018
Instrument	15111
Transaction Type	Transfer
Record Updated	Aug 15, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1038 CLARK ST NAPA CA 945591449, NAPA, CA 94559-1449

Tax Assessment & Valuation

The 2026 property tax bill for 1580 el Centro Ave was $14,403, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,403.00 (+2.11%)	$1,204,741 (+2%) Land $417,580 Building $787,161	$1,204,741 Land $417,580 Building $787,161
2025	$14,106.00	$1,181,120 Land $409,393 Building $771,727
2023	$11,725.00 (+1.4%)	$984,278 Land $393,497 Building $590,781
2022	$11,563.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1580 el Centro Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1580 el Centro Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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