1610 Central Ave, Wilmette, IL 60091 Property Records

Cook County property record for 1610 Central Ave, Wilmette, IL 60091

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,242 sqft · built 1924
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on File
Last Sale	$1,100,000 (May 2017)
Tax Bill	$24,313 (2023)
Deeds & Mortgages	Jun 2021 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-33-214-020`

Property Details

APN / Parcel Number

Primary APN	`05-33-214-020`
Alternative APN	`05-33-214-020-0000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,242 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,800 sqft (0.179 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1610 CENTRAL AVE
City	WILMETTE
State	IL
Zip	60091-2404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(KINGS) ADD TO (WILMETTE) A SUB OF PT OF SE NE SEC 33-42-13
Legal Range	13E
Legal Township	42N
Legal Section	33
Legal Subdivision	KINGS ADD TO WILMETTE
Legal Lot Number	45
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	4
Census Block	4026
Census Tract	801100

Owner

1610 Central Ave is owned and occupied by an individual who bought it in May 2017.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1610 CENTRAL AVE, WILMETTE, IL 60091-2404
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
May 8, 2017	Grant Deed, Transfer WINTRUST MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2017 · Amount on File
Deed Sale	May 8, 2017 · Amount on File
Prior Sale	Mar 25, 2003 · Amount on File
Deed Document Number	201755069
Prior Transfer Date	Sep 28, 2005
Prior Transfer Doc	0000050011
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1610 CENTRAL AVE, WILMETTE, IL 60091-2404
Transaction Type	Mortgage
Record Updated	Jul 5, 2021
Title Company	ACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017428238
Date	Jun 23, 2021
Instrument	2117428238

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.62%

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	May 8, 2017
Property Address	1610 CENTRAL AVE, WILMETTE, IL 60091-2404
Document Number	1712855069
Instrument Date	Apr 28, 2017
Instrument	12855069
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	120 MAPLE AVE WILMETTE IL 600913449, WILMETTE, IL 60091-3449

Mortgage

Document Number	1712855070
Date	May 8, 2017
Instrument	12855070

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 7, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Mortgage

Document Number	1712855071,
Date	May 8, 2017
Instrument	12855071

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 7, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$150,000 Land $25,350 Building $124,650	$1,500,000 Land $253,500 Building $1,246,500
2023	$24,313.00 (+5.76%)
2022	$22,989.00 Homeowner's exemption	$110,462 Land $21,450 Building $89,012	$1,104,620 Land $214,500 Building $890,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1610 Central Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1982–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1610 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMETTE serves 27,650 people · EPA ID IL0313300
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

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