1601 Central Ave, Wilmette, IL 60091 Property Records

Cook County property record for 1601 Central Ave, Wilmette, IL 60091

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,650 sqft · built 1925
Lot Size	0.219 acres (9,535 sqft)
Owner	2 Individual Names on File
Last Sale	$1,425,000 (Apr 2023)
Tax Bill	$22,166 (2023)
Deeds & Mortgages	Apr 2023 Sale & Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-33-216-009`

Property Details

APN / Parcel Number

Primary APN	`05-33-216-009`
Alternative APN	`05-33-216-009-0000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,650 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1926
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	9,535 sqft (0.219 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	1601 CENTRAL AVE
City	WILMETTE
State	IL
Zip	60091-2403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(KINGS) ADD TO (WILMETTE) A SUB OF PT OF SE NE SEC 33-42-13
Legal Range	13E
Legal Township	42N
Legal Section	33
Legal Subdivision	KINGS ADD TO WILMETTE
Legal Lot Number	51
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	4
Census Block	4029
Census Tract	801100

Owner

1601 Central Ave is owned by two individuals who bought it in April 2023.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	926 W FLETCHER ST, CHICAGO, IL 60657-4412
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2023 · Amount on File
Deed Sale	Apr 7, 2023 · Amount on File
Prior Sale	Jul 15, 1999 · Amount on File
Deed Document Number	202313056
Prior Transfer Date	Oct 26, 2015
Prior Transfer Doc	0000013049
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 7, 2023
Property Address	1601 CENTRAL AVE, WILMETTE, IL 60091-2403
Document Number	0009713056
Map Reference	DOC 5230487
Instrument Date	Mar 23, 2023
Instrument	2309713056
Transaction Type	Transfer
Record Updated	Apr 20, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,425.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1601 CENTRAL AVE, WILMETTE, IL 60091-2403

Mortgage

Document Number	0009713057
Date	Apr 7, 2023
Instrument	2309713057

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Apr 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	Other
Max Rate	10.7%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1601 CENTRAL AVE, WILMETTE, IL 60091-2403
Transaction Type	Mortgage
Record Updated	May 17, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012641015
Date	May 6, 2021
Instrument	2112641015

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	238 Months
Due	Mar 1, 2041

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$128,000 Land $30,989 Building $97,011	$1,280,000 Land $309,890 Building $970,110
2023	$22,166.00 (+5.77%)
2022	$20,957.00	$100,999 Land $26,221 Building $74,778	$1,009,990 Land $262,210 Building $747,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1601 Central Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1982–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1601 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMETTE serves 27,650 people · EPA ID IL0313300
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

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