Schenectady County and Schenectady City property record for 1610 Ave A, Schenectady, NY 12308
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,442 sqft · built 1920 |
| Lot Size | 0.113 acres (4,950 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $268,000 (Feb 2026) |
| Tax Bill | $7,197 (2026) |
| Deeds & Mortgages | Feb 2026 Sale Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.51-2-62 |
| Primary APN | 421500 39.51-2-62 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,442 sqft Total Area |
| 1st Floor Area | 1,221 sqft |
| 2nd Floor Area | 1,221 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,950 sqft (0.113 acres) |
| Lot Dimensions | 150 ft deep x 33 ft wide |
| Porch | Slab |
| Porch Area | 322 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1610 AVENUE A |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-2224 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | WESTERLY 2 3 OF 2 WOOD |
| Legal Block | 2 |
| Legal Lot Number | 62.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 20102 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1426 RICHARD ST, SCHENECTADY, NY 12303-1328 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 20, 2026 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Oct 6, 2021 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC |
| Jan 9, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUIK FUND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 2026 · Amount on Record |
| Deed Sale | Feb 20, 2026 · Amount on Record |
| Prior Sale | Jan 23, 2020 · Amount on Record |
| Deed Document Number | 20263555 |
| Deed Book / Page | 2166 / 614 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 20, 2026 |
| Property Address | 1610 AVENUE A, SCHENECTADY, NY 12308-2224 |
| Document Number | 0000003555 |
| Instrument Date | Jan 28, 2026 |
| Instrument | 202603555 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,072.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1610 AVENUE A, SCHENECTADY, NY 12308-2224 |
| Name | Verified Name |
|---|---|
| Address | 1426 RICHARD ST, SCHENECTADY, NY 12303-1328 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1610 AVENUE A, SCHENECTADY, NY 12308-2224 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS |
| Name | Verified Name |
|---|---|
| Address | 1610 AVENUE A, SCHENECTADY, NY 12308-2224 |
| Document Number | 0000049737 |
|---|---|
| Date | Oct 6, 2021 |
| Book Page | 5153/842 |
| Instrument | 202149737 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1610 AVENUE A, SCHENECTADY, NY 12308-2224 |
| Instrument Date | Jan 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1160 ELDER AVE #1F BRONX NY 104723501, 1F, BRONX, NY 10472-3501 |
| Document Number | 2995 |
|---|---|
| Date | Jan 23, 2020 |
| Book Page | 004967/000929 |
| Instrument | 2995 |
| Name | QUIK FUND |
|---|---|
| Type | Funding / Finance Company |
| Address | GARDEN CITY, NY 11530 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 22, 2050 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,197.00 (+2.87%) | ||
| 2025 | $6,996.00 (+7.58%) | $115,100 (-) Land $17,300 Building $97,800 | $190,594 (+30.82%) Land $28,647 Building $161,947 |
| 2023 | $115,100 (-) Land $17,300 Building $97,800 | $145,696 (+3.8%) Land $21,899 Building $123,797 | |
| 2022 | $115,100 Land $17,300 Building $97,800 | $140,366 Land $21,098 Building $119,268 | |
| 2021 | $6,503.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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