Schenectady County and Schenectady City property record for 1609 Ave A, Schenectady, NY 12308
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,588 sqft · built 1920 |
| Lot Size | 0.113 acres (4,950 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $114,900 (Aug 2018) |
| Tax Bill | $6,542 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jun 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.51-2-28 |
| Primary APN | 421500 39.51-2-28 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,588 sqft Total Area |
| 1st Floor Area | 1,294 sqft |
| 2nd Floor Area | 1,294 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,950 sqft (0.113 acres) |
| Lot Dimensions | 150 ft deep x 33 ft wide |
| Porch | Slab |
| Porch Area | 360 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1609 AVENUE A |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-2223 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Block | 2 |
| Legal Lot Number | 28.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 20200 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1609 AVENUE A, SCHENECTADY, NY 12308-2223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF SC |
| Jun 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Jun 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Jun 23, 2021 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Aug 6, 2018 | Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Jan 26, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 6, 2018 · Amount on Record |
| Deed Sale | Aug 6, 2018 · Amount on Record |
| Deed Document Number | 201834618 |
| Deed Book / Page | 1992 / 950 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 17, 2026 |
| Property Address | 1609 AVENUE A, SCHENECTADY, NY 12308-2223 |
| Document Number | 0000008813 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 20268813 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000008813, |
|---|---|
| Date | Apr 17, 2026 |
| Instrument | 20268813 |
| Name | FIRST NATIONAL BANK OF SC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Mar 30, 2051 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1609 AVENUE A, SCHENECTADY, NY 12308-2223 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2022 |
| Title Company | BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 1609 AVENUE A, SCHENECTADY, NY 12308-2223 |
| Document Number | 0000032719 |
|---|---|
| Date | Jun 22, 2022 |
| Book Page | 5235/748 |
| Instrument | 202232719 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1609 AVENUE A, SCHENECTADY, NY 12308-2223 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2022 |
| Title Company | OLD REPUBLIC NATIONAL TTL CO |
| Name | Verified Name |
|---|---|
| Address | 1609 AVENUE A, SCHENECTADY, NY 12308-2223 |
| Document Number | 0000032718 |
|---|---|
| Date | Jun 22, 2022 |
| Book Page | 5235/726 |
| Instrument | 202232718 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1609 AVENUE A, SCHENECTADY, NY 12308-2223 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 1609 AVENUE A, SCHENECTADY, NY 12308-2223 |
| Document Number | 0000029495 |
|---|---|
| Date | Jun 23, 2021 |
| Book Page | 5112/795 |
| Instrument | 202129495 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 326 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 6, 2018 |
| Property Address | 1609 AVENUE A, SCHENECTADY, NY 12308-2223 |
| Document Number | 0000034618 |
| Book / Page | 1992 / 950 |
| Instrument Date | Jul 17, 2018 |
| Instrument | 201834618 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12 BORTHWICK AVE, 12, DELMAR, NY 12054-1802 |
| Name | Verified Name |
|---|---|
| Address | 906 LINCOLN AVE, SCHENECTADY, NY 12307-1812 |
| Document Number | 0000034619 |
|---|---|
| Date | Aug 6, 2018 |
| Instrument | 201834619 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 26, 2018 |
| Property Address | 1609 AVENUE A, SCHENECTADY, NY 12308-2223 |
| Document Number | 0000004311 |
| Book / Page | 001980 / 000428 |
| Instrument Date | Dec 29, 2017 |
| Instrument | 4311 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 227 ALEXANDER AVE SCOTIA NY 123021403, SCOTIA, NY 12302-1403 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,542.00 (+3.15%) | ||
| 2025 | $6,342.00 (+5.95%) | $111,800 (-) Land $16,800 Building $95,000 | $185,130 (+30.82%) Land $27,819 Building $157,311 |
| 2023 | $111,800 (-) Land $16,800 Building $95,000 | $141,519 (+3.8%) Land $21,266 Building $120,253 | |
| 2022 | $111,800 Land $16,800 Building $95,000 | $136,341 Land $20,488 Building $115,853 | |
| 2021 | $5,986.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (2004–2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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