1610 Abercorn St NW, Concord, NC 28027 Property Records

Cabarrus County property record for 1610 Abercorn St NW, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,772 sqft · built 2004
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Jul 2018)
Tax Bill	$3,519 (2023)
Deeds & Mortgages	Nov 2025 Line of Credit Oct 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03016A0177.000000`

Property Details

APN / Parcel Number

Primary APN	`03016A0177.000000`
Alternative APNs	`4681 39 1037` `124732`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,772 sqft Living Area
Gross Area	3,604 sqft
1st Floor Area	1,188 sqft
Upper Floors Area	1,584 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	144 ft deep x 75 ft wide
Garage Type	Mixed
Garage Area	429 sqft
Driveway	Concrete Driveway
Driveway Area	675 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Patio Area	282 sqft
Canopy	38 sqft
Storage Building	27 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	124732
Street Address	1610 ABERCORN ST NW
City	CONCORD
State	NC
Zip	28027-3528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2-CU
Legal Description	LT 177 RESERVE AT MOSS CREEK
Legal Subdivision	MOSS CREEK AREA 3
Legal Lot Number	177
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	2
Census Block	2000
Census Tract	41304

Owner

1610 Abercorn St NW is owned and occupied by two individuals who bought it in July 2018.

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1610 ABERCORN ST NW, CONCORD, NC 28027-3528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Oct 13, 2022	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Aug 12, 2020	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Jul 27, 2018	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2018 · Amount on File
Deed Sale	Jul 27, 2018 · Amount on File
Prior Sale	Dec 16, 2014 · Amount on File
Deed Book / Page	13106 / 329
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1610 ABERCORN ST NW, CONCORD, NC 28027-3528
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1610 ABERCORN ST NW, CONCORD, NC 28027-3528

Mortgage

Document Number	0001772161
Date	Nov 17, 2025
Book Page	17721/61

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Nov 7, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1610 ABERCORN ST NW, CONCORD, NC 28027-3528
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1610 ABERCORN ST NW, CONCORD, NC 28027-3528

Mortgage

Document Number	0016241344
Date	Oct 13, 2022
Book Page	16241/344

Lender

Name	PEOPLES BANK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 7, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1610 ABERCORN ST NW, CONCORD, NC 28027-3528
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014405116
Date	Aug 12, 2020
Book Page	14405/116

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 27, 2018
Property Address	1610 ABERCORN ST NW, CONCORD, NC 28027-3528
Document Number	0013106329
Book / Page	13106 / 0329
Map Reference	MB43 PG31
Instrument Date	Jul 26, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	225 CRESTMONT WAY, 225, GREENVILLE, SC 29615-5067

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1610 ABERCORN ST NW, CONCORD, NC 28027-3528

Mortgage

Document Number	0013106331
Date	Jul 27, 2018
Instrument	13106/331

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$466,710 Land $105,000 Building $361,710
2024			$466,710 (+61.8%) Land $105,000 Building $361,710
2023	$3,519.00	$288,440 Land $68,000 Building $220,440	$288,440 Land $68,000 Building $220,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1610 Abercorn St NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1610 Abercorn St NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber.

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