1576 Abercorn St NW, Concord, NC 28027 Property Records

Cabarrus County property record for 1576 Abercorn St NW, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,262 sqft · built 2005
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$605,000 (Jul 2026)
Tax Bill	$4,103 (2023)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03016A0181.000000`

Property Details

APN / Parcel Number

Primary APN	`03016A0181.000000`
Alternative APNs	`4681 38 3825` `44628`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,262 sqft Living Area
Gross Area	4,256 sqft
1st Floor Area	1,411 sqft
Upper Floors Area	1,851 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Mixed
Garage Area	484 sqft
Driveway	Concrete Driveway
Driveway Area	969 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	192 sqft
Patio Area	228 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	44628
Street Address	1576 ABERCORN ST NW
City	CONCORD
State	NC
Zip	28027-3545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2-CU
Legal Description	LT 181 RESERVE AT MOSS CREEK
Legal Subdivision	MOSS CREEK AREA 3
Legal Lot Number	181
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	2
Census Block	2000
Census Tract	41304

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1576 ABERCORN ST NW, CONCORD, NC 28027-3545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer · VA Mortgage NFM LENDING
Oct 16, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2026 · Amount on Record
Deed Sale	Jul 1, 2026 · Amount on Record
Prior Sale	Aug 1, 2006 · Amount on Record
Deed Document Number	202615660
Deed Book / Page	18066 / 129
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 1, 2026
Property Address	1576 ABERCORN ST NW, CONCORD, NC 28027-3545
Document Number	0000015660
Book / Page	18066 / 129
Instrument Date	Jun 30, 2026
Instrument	202615660
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	CAROLINA TITLE SERVICES, CAROLINA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$122,210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1576 ABERCORN ST NW, CONCORD, NC 28027-3545

Mortgage

Document Number	0000015661,
Date	Jul 1, 2026
Instrument	202615661

Lender

Name	NFM LENDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1576 ABERCORN ST NW, CONCORD, NC 28027-3545
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000145881
Date	Oct 16, 2020
Book Page	14588/1

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2045

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$539,510 (-) Land $105,000 Building $434,510
2025		$539,510 (+60.44%) Land $105,000 Building $434,510
2024			$539,510 (+60.44%) Land $105,000 Building $434,510
2023	$4,103.00	$336,270 Land $68,000 Building $268,270	$336,270 Land $68,000 Building $268,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber.

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