161 W Midway St, Payson, AZ 85541 Property Records

Gila County property record for 161 W Midway St, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	1,344 sqft · built 1977
Lot Size	1.73 acres (75,359 sqft)
Owner	2 Individual Names on File
Last Sale	$499,000 (Dec 2020)
Tax Bill	$3,527 (2025)
Deeds & Mortgages	May 2019 Line of Credit Jan 2018 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`302-74-002B`

Property Details

APN / Parcel Number

Primary APN	`302-74-002B`
Alternative APNs	`R026103` `026103`

Interior

Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	2,576 sqft
1st Floor Area	1,344 sqft
Basement Area	672 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Wood
Roof Material	Asbestos
Lot Area	75,359 sqft (1.73 acres)
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area
Patio Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	R026103
Street Address	161 W MIDWAY ST
City	PAYSON
State	AZ
Zip	85541-2424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 11 TOWNSHIP: 11N RANGE: 10E WEST1/2LOT 2, WONDER VALLEY, PLAT 537, HES 423, ALG WITH 1/16 INT IN WELLSITE AND EASEMENT ON LOT 1NE1/4 NE1/4 SEC 11 T11N R10E = 1.73 AC
Legal Range	10E
Legal Township	11N
Legal Section	11
Legal Subdivision	WONDER VALLEY
Legal Lot Number	2,1N
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	3
Census Block	3041
Census Tract	200

Owner

161 W Midway St is owned by two individuals who bought it in December 2020.

Source: Gila County records, as of March 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	736 ENCANTO DR SE, PHOENIX, AZ 85007-1520
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Dec 11, 2020	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP
Aug 18, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2020 · Amount on File
Deed Sale	Dec 11, 2020 · Amount on File
Prior Sale	Dec 19, 2014 · Amount on File
Deed Document Number	202015306
Prior Transfer Date	Jan 30, 2014
Prior Transfer Doc	0000001690
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	161 W MIDWAY ST, PAYSON, AZ 85541-2424
Transaction Type	Mortgage
Record Updated	Aug 27, 2021
Title Company	WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004959
Date	May 10, 2019
Instrument	2019-004959

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 24, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	161 W MIDWAY ST, PAYSON, AZ 85541-2424
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000114
Date	Jan 5, 2018
Instrument	2018-000114

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SAN BRUNO, CA 94066

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2028

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILA AZ
Recording Date	Dec 11, 2020
Property Address	161 W MIDWAY ST, PAYSON, AZ 85541-2424
Document Number	0000015306
Map Reference	MAP 537
Instrument Date	Dec 11, 2020
Instrument	2020-015306
Transaction Type	Transfer
Record Updated	Nov 29, 2021
Title Company	PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6658 N HOUSTON MESA RD, 6658, PAYSON, AZ 85541-2401

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	114 W WINDSOR AVE, PHOENIX, AZ 85003-1057

Mortgage

Document Number	0000015307
Date	Dec 11, 2020
Instrument	2020-015307

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILA AZ
Recording Date	Aug 18, 2020
Property Address	161 W MIDWAY ST, PAYSON, AZ 85541-2424
Document Number	0000009626
Instrument Date	Jul 28, 2020
Instrument	9626
Transaction Type	Transfer
Record Updated	Sep 18, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6658 N HOUSTON MESA RD PAYSON AZ 855412401, PAYSON, AZ 85541-2401

Tax Assessment & Valuation

The 2025 property tax bill for 161 W Midway St was $3,527.

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,353 Land $11,141 Building $30,212	$413,532 Land $111,414 Building $302,118
2025	$3,527.00
2024		$41,060 Land $12,640 Building $28,420	$410,603 Land $126,398 Building $284,205
2023	$3,276.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 161 W Midway St in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Mar 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 161 W Midway St is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 87% of Arizona
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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