Gila County property record for 286 W Midway St, Payson, AZ 85541
| Property Type | Rural Home |
|---|---|
| Details | 2,042 sqft · built 1994 |
| Lot Size | 1.73 acres (75,359 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,698 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 302-74-005B |
| Primary APN | 302-74-005B |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,042 sqft Living Area |
| 1st Floor Area | 2,042 sqft |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Steel Frame |
| Roof Material | Asbestos |
| Lot Area | 75,359 sqft (1.73 acres) |
| Porch | Porch |
| Patio Area | 36 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | R026131 |
|---|---|
| Street Address | 286 W MIDWAY ST |
| City | PAYSON |
| State | AZ |
| Zip | 85541-2422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SECTION: 11 TOWNSHIP: 11N RANGE: 10E WEST1/2LOT 5 , WONDER VALLEY , PLAT 537 , HES 423 , ALG WITH 1/16 INT IN WELLSITE AND |
| Legal Range | 10E |
| Legal Township | 11N |
| Legal Section | 11 |
| Legal Subdivision | FREEDOM AC/WONDER VALLEY |
| Legal Block | 11N |
| Legal Lot Number | 5,1N |
| Jurisdiction | GILA AZ |
| Township / Civil Division | PAYSON |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 200 |
Source: Gila County records, as of December 4, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 286 W MIDWAY ST, PAYSON, AZ 85541-2422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2019 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 23, 2020 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 22, 2023 |
| Transfer Doc | 0000002555 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 286 W MIDWAY ST, PAYSON, AZ 85541-2422 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007230 |
|---|---|
| Date | Jul 10, 2019 |
| Instrument | 2019-007230 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 286 W MIDWAY ST, PAYSON, AZ 85541-2422 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RELTCO INC |
| Name | Verified Name |
|---|
| Document Number | 0000006946 |
|---|---|
| Date | Jun 23, 2020 |
| Instrument | 2020-006946 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Gila County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Unified School District | Payson Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $55,676 (+2.37%) Land $11,141 Building $44,535 | $556,768 (+2.37%) Land $111,414 Building $445,354 | |
| 2025 | $3,698.00 (+8.16%) | ||
| 2024 | $54,386 Land $12,640 Building $41,746 | $543,855 Land $126,398 Building $417,457 | |
| 2023 | $3,419.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Mar 1993 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 86% of Arizona |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 10 / 1 |
5G (outdoors only) and 4G LTE
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