Black Hawk County property record for 161 Vincent Rd, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 864 sqft · built 1957 |
| Lot Size | 0.2 acres (8,700 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,160 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-17-477-020 |
| Primary APN | 8913-17-477-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,700 sqft (0.2 acres) |
| Lot Dimensions | 145 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 161 VINCENT RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-1037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOBDELLS SECOND ADDITION TO CASTLE HILL LOT 11 EXC E 120 FT |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 17 |
| Legal Subdivision | LOBDELLS SECOND ADDITION |
| Legal Lot Number | 11 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 1503 |
161 Vincent Rd is owned and occupied by two individuals.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 161 VINCENT RD, WATERLOO, IA 50701-1037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 161 VINCENT RD, WATERLOO, IA 50701-1037 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201900014231 |
|---|---|
| Date | Mar 26, 2019 |
| Instrument | 201900014231 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 161 Vincent Rd was $2,160 with a homeowner's exemption, up 2.4% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,160.00 (+2.37%) Homeowner's exemption | $140,310 Land $22,730 Building $117,580 | $140,310 Land $22,730 Building $117,580 |
| 2024 | $2,110.00 | ||
| 2023 | $129,590 (+21.11%) Land $22,730 Building $106,860 | $129,590 Land $22,730 Building $106,860 | |
| 2022 | $2,080.00 Homeowner's exemption | $107,000 Land $22,730 Building $84,270 | |
| 2021 | $107,000 Land $22,730 Building $84,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 161 Vincent Rd in Zone X, an area of minimal flood risk, though there have been 58 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 58 (1978–2016) |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 161 Vincent Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, GigFire, Nextlink.
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