Black Hawk County property record for 142 Vincent Rd, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,858 sqft · built 1955 |
| Lot Size | 0.312 acres (13,575 sqft) |
| Owner | Individual Name on File |
| Last Sale | $178,000 (Nov 2021) |
| Tax Bill | $5,916 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Jul 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-17-476-010 |
| Primary APN | 8913-17-476-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 4 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,858 sqft Living Area |
| 1st Floor Area | 930 sqft |
| Basement Area | 1,858 sqft |
| Finished Basement | 600 sqft |
| Unfinished Basement | 1,858 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,575 sqft (0.312 acres) |
| Lot Dimensions | 181 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 936 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 96 sqft |
| Patio Area | 327 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 142 VINCENT RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-1048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOBDELLS SECOND ADDITION TO CASTLE HILL LOT 26 S 15 FT LOT 27 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 17 |
| Legal Subdivision | LOBDELLS SECOND ADDITION |
| Legal Lot Number | 26,27 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 1503 |
142 Vincent Rd is owned and occupied by an individual who bought it in November 2021.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 142 VINCENT RD, WATERLOO, IA 50701-1048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK |
| Jul 22, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2021 · Amount on File |
| Deed Sale | Nov 16, 2021 · Amount on File |
| Prior Sale | Nov 16, 2020 · Amount on File |
| Deed Document Number | 202110475 |
| Prior Transfer Date | Jul 18, 2019 |
| Prior Transfer Doc | 202000001273 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 142 VINCENT RD, WATERLOO, IA 50701-1048 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202100010477 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 202100010477 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Jul 22, 2019 |
| Property Address | 142 VINCENT RD, WATERLOO, IA 50701-1048 |
| Document Number | 202000001273 |
| Instrument Date | Jul 18, 2019 |
| Instrument | 202000001273 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 142 VINCENT RD, WATERLOO, IA 50701-1048 |
The 2025 property tax bill for 142 Vincent Rd was $5,916 with a homeowner's exemption, up 2.6% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,916.00 (+2.64%) Homeowner's exemption | $300,800 Land $30,380 Building $270,420 | $300,800 Land $30,380 Building $270,420 |
| 2024 | $5,764.00 | ||
| 2023 | $275,880 (+24.43%) Land $30,380 Building $245,500 | $275,880 Land $30,380 Building $245,500 | |
| 2022 | $4,674.00 Homeowner's exemption | $221,720 Land $30,380 Building $191,340 | |
| 2021 | $221,720 Land $30,380 Building $191,340 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 142 Vincent Rd in Zone X, an area of minimal flood risk, though there have been 58 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 58 (1978–2016) |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 142 Vincent Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Cedar Falls Utilities, GigFire, Nextlink.
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