161 Skyleaf Dr, #E-6, Sugar Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 161 Skyleaf Dr, #E-6, Sugar Mountain, NC 28604

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,291 sqft · built 1980
Lot Size	1.86 acres (81,135 sqft)
Owner	Individual Name on Record
Tax Bill	$1,676 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1857-10-46-4553-00006`

Property Details

APN / Parcel Number

Primary APN	`1857-10-46-4553-00006`
Alternative APN	`74588`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Units	22 Units
Stories	2 Stories
Building Area	1,291 sqft Living Area
1st Floor Area	780 sqft
Basement Area	91 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2005
Architectural Style	Multi-Level
Exterior Material	Stucco/Tile
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	81,135 sqft (1.86 acres)
Deck Area	91 sqft
Patio Area	91 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Account Number	74588
Street Address	161 SKYLEAF DR, 6
City	SUGAR MOUNTAIN
State	NC
Zip	28604-2603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	SM SKY LEAF E-6 0012 0009
Legal Subdivision	SM SKY LEAF
Jurisdiction	AVERY NC
Township / Civil Division	BANNER ELK
Census Block Group	1
Census Block	1018
Census Tract	930200

Owner

Source: Avery County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	161 SKYLEAF DR, 6, SUGAR MOUNTAIN, NC 28604-2603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Dec 17, 2020
Property Address	161 SKYLEAF DR UNIT E-6, E-6, SUGAR MOUNTAIN, NC 28604-6844
Document Number	0005540005
Book / Page	000554 / 000005
Instrument Date	Dec 9, 2020
Instrument	7380
Transaction Type	Transfer
Record Updated	Jan 29, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 SKYLEAF DR #6 SUGAR MOUNTAIN NC 286042603, 6, SUGAR MOUNTAIN, NC 28604-2603

Mortgage

Document Number	5540011
Date	Dec 17, 2020
Book Page	000554/000011
Instrument	7381

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2050

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Municipality	Sugar Mountain Village
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,676.00 (+69.98%)	$246,500 (-) Building $246,500	$246,500 (-) Building $246,500
2023	$986.00	$246,500 (-) Building $246,500	$246,500 (-) Building $246,500
2022	$986.00	$246,500 Building $246,500	$246,500 Building $246,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	16 (1997–2024)
Claims Outside the SFHA	13 of 16
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGAR MOUNTAIN UTILITY private · serves 3,226 people · EPA ID NC0106107
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Skyline Telephone.

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