161 Skyleaf Dr, #E-11, Sugar Mountain (Banner Elk), NC 28604 Property Records

Avery County property record for 161 Skyleaf Dr, #E-11, Sugar Mountain, NC 28604

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 814 sqft · built 1980
Owner	Individual Name on Record
Last Sale	$95,000 (Feb 2017)
Tax Bill	$1,279 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`67516`

Property Details

APN / Parcel Number

Primary APN	`67516`
Alternative APN	`18571046455300011`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	814 sqft Heated Area
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Deck Area	193 sqft
Patio Area	193 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	67516
Street Address	161 SKYLEAF DR # E-11, E-11
City	SUGAR MOUNTAIN
State	NC
Zip	28604-6844
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R3
Legal Description	SM SKY LEAF E-11 PLAT 12-9
Legal Subdivision	SM SKY LEAF
Jurisdiction	AVERY NC
Township / Civil Division	BANNER ELK
Census Block Group	1
Census Block	1018
Census Tract	930200

Owner

Source: Avery County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 835, BANNER ELK, NC 28604-0835
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Deed of Trust, Mortgage · Line of Credit NEW PEOPLES BANK INC
Feb 21, 2017	Deed of Trust, Mortgage UNITED CMNTY MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2017 · Amount on Record
Deed Sale	Feb 21, 2017 · Amount on Record
Deed Document Number	0000507546
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	161 SKYLEAF DR # E-11, E-11, SUGAR MOUNTAIN, NC 28604-6844
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 SKYLEAF DR, SUGAR MOUNTAIN, NC 28604-6844

Mortgage

Document Number	0000005022
Date	Nov 3, 2023
Book Page	594/454
Instrument	2023005022

Lender

Name	NEW PEOPLES BANK INC
Type	Bank
Address	KINGSPORT, TN 37660

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AVERY NC
Property Address	161 SKYLEAF DR UNIT E-11, E-11, SUGAR MOUNTAIN, NC 28604-6844
Document Number	0005070549
Book / Page	000507 / 000549
Instrument Date	Feb 21, 2017
Transaction Type	Mortgage
Record Updated	Oct 17, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 SKYLEAF DR #E-11 SUGAR MOUNTAIN NC 286046844, E-11, SUGAR MOUNTAIN, NC 28604-6844

Mortgage

Document Number	0005070549
Date	Feb 21, 2017
Book Page	000507/000549
Instrument	676

Lender

Name	UNITED CMNTY MTG SVCS
Type	Mortgage Company
Address	BLAIRSVILLE, GA 30514

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2047

Tax Assessment & Valuation

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Municipality	Sugar Mountain Village
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,279.00 (+70.08%)	$188,200 (-) Building $188,200	$188,200 (-) Building $188,200
2023	$752.00	$188,200 (-) Building $188,200	$188,200 (-) Building $188,200
2022	$752.00	$188,200 Building $188,200	$188,200 Building $188,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Nearby Flood Policies	46 in force
Nearby Flood Claims	16 (1997–2024)
Claims Outside the SFHA	13 of 16
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGAR MOUNTAIN UTILITY private · serves 3,226 people · EPA ID NC0106107
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Skyline Telephone.

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