Montgomery County property record for 161 Shaw Rd, Troy, NC 27371
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,692 sqft · built 1980 |
| Lot Size | 1.95 acres (84,942 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $25,000 (Sep 1992) |
| Tax Bill | $617 (2025) |
| Deeds & Mortgages | Jan 2018 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7539 17 01 4725 |
| Primary APN | 7539 17 01 4725 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,692 sqft Finished Area |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 84,942 sqft (1.95 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Oil |
| Account Number | 48780 |
|---|---|
| Street Address | 161 SHAW RD |
| City | TROY |
| State | NC |
| Zip | 27371-8434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | CHARLIE BROWN CHARLIE BROWN |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | TROY |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 960202 |
Source: Montgomery County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 414, STAR, NC 27356-0414 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 1992 · Amount on Record |
| Deed Sale | Sep 1, 1992 · Amount on Record |
| Deed Book / Page | 264 / 642 |
| Last Transfer Date | Sep 16, 2016 |
| Transfer Doc | 776/850 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 161 SHAW RD, TROY, NC 27371-8434 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0802/0921 |
|---|---|
| Date | Jan 30, 2018 |
| Book Page | 0802/0921 |
| Instrument | 353418 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 960 Months |
| Due | Jan 3, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.97% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2019 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
Source: Montgomery County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Unified School District | Montgomery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $100,354 (-) Land $13,886 Building $86,468 | $100,354 (-) Land $13,886 Building $86,468 | |
| 2025 | $617.00 | $100,354 (-) Land $13,886 Building $86,468 | $100,354 (-) Land $13,886 Building $86,468 |
| 2023 | $100,354 Land $13,886 Building $86,468 | $100,354 Land $13,886 Building $86,468 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 22, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF TROY serves 3,591 people · EPA ID NC0362020 |
|---|---|
| Water Source | Purchased surface water from MONTGOMERY COUNTY WATER SYSTEM |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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