145 Shaw Rd, Troy, NC 27371 Property Records

Montgomery County property record for 145 Shaw Rd, Troy, NC 27371

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,356 sqft · built 1922
Lot Size	1.68 acres (73,181 sqft)
Owner	Individual Name on File
Last Sale	$38,000 (Dec 2020)
Tax Bill	$289 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7539 17 02 4006`

Property Details

APN / Parcel Number

Primary APN	`7539 17 02 4006`
Alternative APN	`1483560`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,356 sqft Finished Area

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Asbestos
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	73,181 sqft (1.68 acres)

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	1483560
Street Address	145 SHAW RD
City	TROY
State	NC
Zip	27371-8434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	UNDERWOOD HOUSE
Jurisdiction	MONTGOMERY NC
Township / Civil Division	TROY
Census Block Group	3
Census Block	3036
Census Tract	960202

Owner

145 Shaw Rd is owned and occupied by an individual who bought it in December 2020.

Source: Montgomery County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	145 SHAW RD, TROY, NC 27371-8434
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2020 · Amount on File
Deed Sale	Dec 30, 2020 · Amount on File
Deed Document Number	2020366166
Deed Book / Page	863 / 3
Prior Transfer Date	Oct 23, 2013
Prior Transfer Doc	000726/175
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NC
Recording Date	Dec 30, 2020
Property Address	145 SHAW RD, TROY, NC 27371-8434
Document Number	00000863/3
Book / Page	863 / 3
Instrument Date	Dec 29, 2020
Instrument	366166
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$76.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 SHAW RD, 150, TROY, NC 27371-8434

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 SHAW RD, TROY, NC 27371-8434

Mortgage

Document Number	0000366167
Date	Dec 30, 2020
Instrument	366167

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jan 1, 2026
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

The 2025 property tax bill for 145 Shaw Rd was $289.

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Montgomery County
Unified School District	Montgomery County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,070 (-) Land $14,280 Building $32,790	$47,070 (-) Land $14,280 Building $32,790
2025	$289.00	$47,070 Land $14,280 Building $32,790	$47,070 Land $14,280 Building $32,790
2023		$47,070 Land $14,280 Building $32,790	$47,070 Land $14,280 Building $32,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 145 Shaw Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 22, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 145 Shaw Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TROY serves 3,591 people · EPA ID NC0362020
Water Source	Purchased surface water from MONTGOMERY COUNTY WATER SYSTEM
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shaw Rd

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