161 Saunders St, Culpeper, VA 22701 Property Records

Culpeper County property record for 161 Saunders St, Culpeper, VA 22701

Property Summary

Property TypeCommercial Vacant Land
Lot Size0.575 acres (25,060 sqft)
OwnerCompany Name on Record
Tax Bill$148 (2025)
Deeds & MortgagesJun 2024 Sale
May 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN41-A3-1-36

Property Details

APN / Parcel Number

Primary APN41-A3-1-36
Alternative APN
  • 12530

Exterior

Lot Area25,060 sqft (0.575 acres)

Location & Zoning

Account Number12530
Street Address161 SAUNDERS ST
CityCULPEPER
StateVA
Zip22701-3825
Property CategoryCommercial
Property TypeVacant Land > Commercial
Local Zoning CodeR2
Legal DescriptionSAUNDERS SUB LOT 36
Legal SubdivisionSAUNDERS SUBDIVISION
Legal Lot Number36
JurisdictionCULPEPER VA
Township / Civil DivisionEAST FAIRFAX
Census Block Group3
Census Block3001
Census Tract930502

Owner

Source: Culpeper County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address19301 OLD ORANGE RD, CULPEPER, VA 22701-8334
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2024Warranty Deed, Transfer
BAY COUNTY SETTLEMENTS INC
May 31, 2017Deed of Trust, Mortgage · Line of Credit
UNION BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

June 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCULPEPER VA
Recording DateJun 17, 2024
Property Address161 SAUNDERS ST, CULPEPER, VA 22701-3825
Document Number0240002541
Instrument DateJun 17, 2024
Instrument240002541
Transaction TypeTransfer
Record UpdatedNov 7, 2025
Title CompanyBAY COUNTY SETTLEMENTS INC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19301 OLD ORANGE RD, CULPEPER, VA 22701-8334

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCULPEPER VA
Property AddressSAUNDERS ST, CULPEPER, VA 22701
Document Number170002904
Instrument DateMay 31, 2017
Transaction TypeMortgage
Record UpdatedAug 20, 2018
Title CompanyBLUE RIDGE TITLE COMPANY, BLUE RIDGE TITLE CO

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1135 OAKLAWN DR CULPEPER VA 227013345, CULPEPER, VA 22701-3345

Mortgage

Document Number170002904
DateJun 1, 2017
Instrument2904
Lender
NameUNION BK&TR
TypeBank
AddressCATALPA, VA 22701
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyCulpeper County
MunicipalityCulpeper Town
Unified School DistrictCulpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$148.00 (-15.91%)$34,500 (-19.01%) Land $34,500$34,500 (-19.01%) Land $34,500
2024$176.00 (-9.74%)
2023$195.00$42,600 Land $42,600$42,600 Land $42,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CULPEPER
serves 21,184 people · EPA ID VA6047500
Water SourceSurface water
Last State InspectionJun 2021
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Virginia Broadband
Fixed Wireless · not low latency
100 / 25
T-Mobile
Fixed Wireless
100 / 20

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