151 Saunders St, Culpeper, VA 22701 Property Records

Culpeper County property record for 151 Saunders St, Culpeper, VA 22701

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details2 bd · 1 ba · 977 sqft · built 1950
Lot Size0.574 acres (25,025 sqft)
OwnerCompany Name on Record
Last Sale$590,000 (Jun 2024)
Tax Bill$1,199 (2025)
Deeds & MortgagesJun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN41-A3-1-35

Property Details

APN / Parcel Number

Primary APN41-A3-1-35
Alternative APN
  • 12529

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area977 sqft Living Area
1st Floor Area977 sqft
Basement Area733 sqft
Unfinished Basement733 sqft
FlooringWood
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area25,025 sqft (0.574 acres)
PorchPorch
Porch Area51 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number12529
Street Address151 SAUNDERS ST
CityCULPEPER
StateVA
Zip22701-3825
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeR2
Legal DescriptionSAUNDERS SUB LOT 35
Legal SubdivisionSAUNDERS SUBDIVISION
Legal Lot Number35
JurisdictionCULPEPER VA
Township / Civil DivisionEAST FAIRFAX
Census Block Group3
Census Block3001
Census Tract930502

Owner

Source: Culpeper County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address19301 OLD ORANGE RD, CULPEPER, VA 22701-8334
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 17, 2024 · Amount on Record
Deed SaleJun 17, 2024 · Amount on Record
Prior SaleDec 11, 2015 · Amount on Record
Deed Document Number20242541
Record UpdatedSep 20, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCULPEPER VA
Property Address151 SAUNDERS ST, CULPEPER, VA 22701-3825
Transaction TypeMortgage
Record UpdatedSep 6, 2022
Title CompanyATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0170002904
DateJun 1, 2017
Instrument170002904
Lender
NameUNION BANK & TRUST
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyCulpeper County
MunicipalityCulpeper Town
Unified School DistrictCulpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,199.00 (-13.37%)$303,800 (+8.42%) Land $89,200 Building $214,600$303,800 (+8.42%) Land $89,200 Building $214,600
2024$1,384.00 (-6.04%)
2023$1,473.00$280,200 Land $70,600 Building $209,600$280,200 Land $70,600 Building $209,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CULPEPER
serves 21,184 people · EPA ID VA6047500
Water SourceSurface water
Last State InspectionJun 2021
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Virginia Broadband
Fixed Wireless · not low latency
100 / 25
T-Mobile
Fixed Wireless
100 / 20

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