161 Oak Crest Ct, Tracy, CA 95377 Property Records

San Joaquin County property record for 161 Oak Crest Ct, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,869 sqft · built 1999
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Jul 2013)
Tax Bill	$5,931 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Mar 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`248-290-280-000`

Property Details

APN / Parcel Number

Primary APN	`248-290-280-000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,869 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Other
Construction Type	Wood
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Mixed
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	161 OAK CREST CT
City	TRACY
State	CA
Zip	95377-7036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	98-FM PT OF 248-040-02/PEBBLEBROOKE NO. 1
Legal Subdivision	PEBBLEBROOKE UNIT #1
Legal Lot Number	28
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2005
Census Tract	5219

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	161 OAK CREST CT, TRACY, CA 95377-7036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Mar 11, 2019	Deed of Trust, Mortgage · Line of Credit COMPASS BANK
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2013 · Amount on Record
Deed Sale	Jul 23, 2013 · Amount on Record
Prior Sale	May 6, 1999 · Amount on Record
Deed Document Number	2013-095448
Record Updated	Jun 7, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	161 OAK CREST CT, TRACY, CA 95377-7036
Transaction Type	Mortgage
Record Updated	Aug 30, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 OAK CREST CT, TRACY, CA 95377-7036

Mortgage

Document Number	0000098345
Date	Aug 17, 2022
Instrument	2022-098345

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	161 OAK CREST CT, TRACY, CA 95377-7036
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 OAK CREST CT, TRACY, CA 95377-7036

Mortgage

Document Number	0000024209
Date	Mar 11, 2019
Instrument	2019-024209

Lender

Name	COMPASS BANK
Type	Bank
Address	TRACY, CA 95376

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 1, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	161 OAK CREST CT, TRACY, CA 95377-7036
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE CONCORD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 OAK CREST CT, TRACY, CA 95377-7036

Mortgage

Document Number	0000153647
Date	Nov 10, 2020
Instrument	2020-153647

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	Jefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,931.00 (+5.09%) Homeowner's exemption	$553,130 (+4.04%) Land $128,711 Building $424,419
2023	$5,644.00 (+1.86%) Homeowner's exemption	$531,654 Land $123,714 Building $407,940
2022	$5,541.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	600 / 120
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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