161 N State St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 161 N State St, Concord, NH 03301

Property Summary

Property Type	Bank, Financial Building
Details	2 ba · 10,740 sqft · built 1966
Lot Size	1.66 acres (72,310 sqft)
Owner	Company Name on Record
Last Sale	$1,050,000 (Jul 2020)
Tax Bill	$52,945 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CNCD M:583Z B:30`

Property Details

APN / Parcel Number

Primary APN	`CNCD M:583Z B:30`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	10,740 sqft Total Area
Gross Area	24,200 sqft
1st Floor Area	10,740 sqft
Basement Area	10,718 sqft
Unfinished Basement	4,221 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick
Construction Type	Steel Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	72,310 sqft (1.66 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	161 N STATE ST
City	CONCORD
State	NH
Zip	03301-5014
Property Category	Commercial
Property Type	Commercial > Office > Bank, Financial Building
Local Zoning Code	CU
Legal Block	30
Legal Lot Number	1
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1025
Census Tract	32701

Owner

Source: Merrimack County and Concord City records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	280 MERRIMACK ST, METHUEN, MA 01844-6422
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2020 · Amount on Record
Deed Sale	Jul 15, 2020 · Amount on Record
Deed Book / Page	3686 / 374
Record Updated	Sep 20, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Jul 15, 2020
Property Address	161 N STATE ST, CONCORD, NH 03301-5014
Document Number	0036860374
Book / Page	003686 / 000374
Instrument Date	Jul 13, 2020
Instrument	14265
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,750.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	280 MERRIMACK ST METHUEN MA 018446435, METHUEN, MA 01844-6435

Mortgage

Document Number	36860377
Date	Jul 15, 2020
Book Page	003686/000377
Instrument	14266

Lender

Name	EASTERN BK
Type	Bank
Address	BEDFORD, NH 03110

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$52,945.00 (+5.86%)	$1,818,800 (-2.32%) Land $598,200 Building $1,220,600
2023	$50,013.00 (+3.75%)	$1,862,000 (-) Land $641,400 Building $1,220,600
2022	$48,207.00	$1,862,000 Land $641,400 Building $1,220,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (2005–2011)
Most Recent Claim	Mar 2011 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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