Merrimack County and Concord City property record for 151 N State St, Concord, NH 03301
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 5 bd · 5 ba · 5,550 sqft · built 1900 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Company Name on Record |
| Last Sale | $500,000 (Aug 2019) |
| Tax Bill | $17,204 (2025) |
| Deeds & Mortgages | Aug 2021 Refinance Apr 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CNCD M:583Z B:12 |
| Primary APN | CNCD M:583Z B:12 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 20 Rooms |
| Units | 6 Units |
| Stories | 2 Stories |
| Building Area | 5,550 sqft Living Area |
| Gross Area | 10,233 sqft |
| 1st Floor Area | 2,457 sqft |
| Attic | Attic |
| Attic Area | 2,181 sqft |
| Basement Area | 2,181 sqft |
| Unfinished Basement | 2,181 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 151 N STATE ST |
|---|---|
| City | CONCORD |
| State | NH |
| Zip | 03301-5007 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | RN |
| Legal Block | 12 |
| Legal Lot Number | 18 |
| Jurisdiction | CONCORD CITY NH |
| Township / Civil Division | CONCORD |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 32400 |
Source: Merrimack County and Concord City records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 295 STUMPFIELD RD, CONTOOCOOK, NH 03229-2303 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 11, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DIANE CARAS |
| Apr 14, 2023 | Deed of Trust, Mortgage · Commercial Mortgage MILLYARD BANK |
| Jun 17, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA |
| Nov 6, 2020 | Quit Claim Deed, Transfer MILLYARD BK |
| Aug 13, 2019 | Warranty Deed, Transfer · Conventional Mortgage SAVINGS BK WALPOLE |
| Mar 10, 2017 | Grant Deed, Mortgage · Line of Credit MERRIMACK CNTY SVGS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2019 · Amount on Record |
| Deed Sale | Aug 13, 2019 · Amount on Record |
| Prior Sale | May 3, 1996 · Amount on Record |
| Deed Document Number | 201914168 |
| Deed Book / Page | 3642 / 259 |
| Last Transfer Date | Nov 6, 2020 |
| Transfer Doc | 0037060728 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 151 N STATE ST, CONCORD, NH 03301-5007 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000020750 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 3753/598 |
| Instrument | 202100020750 |
| Name | DIANE CARAS |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Sep 1, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 151 N STATE ST, CONCORD, NH 03301-5007 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000004767 |
|---|---|
| Date | Apr 14, 2023 |
| Book Page | 3823/380 |
| Instrument | 202300004767 |
| Name | MILLYARD BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 151 N STATE ST, CONCORD, NH 03301-5007 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000007967 |
|---|---|
| Date | Jun 17, 2024 |
| Book Page | 3859/99 |
| Instrument | 202400007967 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Recording Date | Nov 6, 2020 |
| Property Address | 151 N STATE ST, CONCORD, NH 03301-5007 |
| Document Number | 0037060728 |
| Book / Page | 003706 / 000728 |
| Instrument Date | Nov 6, 2020 |
| Instrument | 25127 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2020 |
| Title Company | SUMMIT TITLE SERVICES LLC, SUMMIT TITLE SVCS LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 412 HOPKINTON NH 032290412, HOPKINTON, NH 03229-0412 |
| Document Number | 37060731 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | 003706/000731 |
| Instrument | 25128 |
| Name | MILLYARD BK |
|---|---|
| Address | NASHUA, NH 03062 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Nov 5, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Recording Date | Aug 13, 2019 |
| Property Address | 151 N STATE ST, CONCORD, NH 03301-5007 |
| Document Number | 0036420259 |
| Book / Page | 003642 / 000259 |
| Instrument Date | Aug 12, 2019 |
| Instrument | 14168 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,500.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 162 BARTON CORNER RD HOPKINTON NH 032293406, HOPKINTON, NH 03229-3406 |
| Document Number | 36420262 |
|---|---|
| Date | Aug 13, 2019 |
| Book Page | 003642/000262 |
| Instrument | 14169 |
| Name | SAVINGS BK WALPOLE |
|---|---|
| Type | Federal Savings Bank |
| Address | KEENE, NH 03431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 12, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Recording Date | Mar 10, 2017 |
| Property Address | 151 N STATE ST, CONCORD, NH 03301-5007 |
| Document Number | 0035482971 |
| Book / Page | 00354 / 002971 |
| Instrument Date | Mar 10, 2017 |
| Instrument | 4043 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 11 GREEN ST CONCORD NH 033014066, CONCORD, NH 03301-4066 |
| Document Number | 35482971 |
|---|---|
| Date | Mar 10, 2017 |
| Book Page | 003548/002971 |
| Instrument | 4043 |
| Name | MERRIMACK CNTY SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | 89 N MAIN ST, CONCORD, NH 03301-4935 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 9, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Merrimack County and Concord City assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Merrimack County |
| Municipality | Concord City |
| Unified School District | Concord School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $17,204.00 (+4.21%) | $591,000 (-0.87%) Land $101,700 Building $489,300 |
| 2024 | $16,509.00 (+3.09%) | $596,200 (-) Land $101,700 Building $494,500 |
| 2023 | $16,014.00 (+3.74%) | $596,200 (-) Land $101,700 Building $494,500 |
| 2022 | $15,436.00 | $596,200 Land $101,700 Building $494,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 664 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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